Honorable Governor of Puerto Rico
Natalia I. Zequeira
Carlos Fontán, Esq
Office of Incentives for Businesses in Puerto Rico DEDC
Bio coming soon.
Appointed Commissioner of Financial Institutions in January 2021, Natalia I. Zequeira Díaz brought extensive banking industry expertise to her role, essential in a post-pandemic economy. Tasked with steering Puerto Rico's financial system, she focuses on formulating innovative, flexible regulations.
Zequeira aims to bolster the resilience of Puerto Rican financial institutions amid pandemic-induced challenges and anticipated industry evolutions. Her education, including an LL.M. from Fordham University and a JD from the Interamerican University of Puerto Rico School of Law, underpins her role.
Before her appointment, Zequeira excelled as a legal consultant, known for her prowess in privacy law, internal audits, legal compliance, and risk assessment, with notable experience at Pirillo LLC. She's adeptly represented diverse financial entities, concentrating on regulatory and compliance matters, furthering her acumen in banking laws and project financing.
Her significant contributions extend to regulatory compliance for banking products and services, evidencing her substantial legal skill within the banking sector.
Carlos M. Fontán, earned his bachelor's in Accounting in 2006 and a Juris Doctor in 2009 from the University of Puerto Rico, Río Piedras Campus. Licensed to practice in the Commonwealth of Puerto Rico Court and the U.S. District Court for the District of Puerto Rico, he began his legal journey in 2010 with Iguina Oharriz Attorneys and Counselors at Law. Carlos subsequently transitioned to the Justice Department of Puerto Rico, emerging as the lead attorney for several prominent tax and expropriation cases.
In 2015, Carlos joined the Office of Industrial Tax Exemption under the Department of Economic Development and Commerce (DEDC). By 2021, he ascended to Director of the Office of Incentives for Businesses in Puerto Rico within the DEDC. Renowned for his expertise in tax exemption cases, Carlos played a pivotal role in implementing Act No. 14-2017. He also significantly contributed to drafting Puerto Rico’s Incentive Code and its associated regulations.
Strategy & Research Director Invest Puerto Rico
Chief, Financial Fraud and Public Corruption Section, U.S. Attorney’s Office for the District of Puerto Rico
John is a seasoned and accomplished economic development professional, with over a decade of experience in the public, private, and non-profit sectors. In his current role at Invest Puerto Rico, he implements his knowledge and expertise in Financial Planning & Analysis, Management Consulting, Economic Development Policy, Credit Underwriting, Business Plan Consulting, and Grant-writing. He previously served as an Associate at V2A Strategic Management Consultants in San Juan, where he advised various government agencies on fiscal matters and economic development policy, and as the Senior Financial Analyst/ Project Underwriter for Empire State Development, New York State’s chief economic development agency. John earned his BA in History at the College of the Holy Cross in Massachusetts and subsequently his Masters in Urban Planning, with a specialization in Economic Development, from New York University’s Wagner School of Public Service. Also, he earned the designation of Certified Economic Developer (CEcD) from the International Economic Development Council (IEDC).
Seth Erbe, leading the Financial Fraud and Public Corruption Section at the U.S. Attorney’s Office in Puerto Rico, oversees high-stakes criminal investigations. Since assuming his role in 2020, he's elevated Puerto Rico to the second-highest national ranking for public corruption cases charged in 2022. His leadership, spanning nine years with the office, has been pivotal in prosecuting numerous officials and reclaiming millions in federal funds.
A Las Vegas native, Seth's academic journey led him from the University of Pennsylvania to law school at the University of San Diego. Post-graduation, he clerked for the Honorable Daniel R. Dominguez and built a decade-long career in federal civil litigation. Marking his 22nd year in Puerto Rico, he credits his profound connection to the island to his family, bacalaitos, and his beloved Hacienda San Pedro coffee.
Sofia Estrada is a distinguished Intelligence Analyst with the FBI, specializing in the intricacies of Money Laundering investigations. Her expertise, developed over six committed years with the Bureau, extends to a comprehensive understanding of financial crimes and health care fraud, areas known for their complexity and the significant impact they have on society.
Estrada's academic credentials are extensive and contribute profoundly to her role. She holds a Bachelor's degree in Social Sciences, with a specific focus on Criminology, enriching her insights into criminal behaviors and societal impacts. Furthering her specialization, she achieved a Master's degree in Criminal Investigations, providing her with advanced skills in uncovering and understanding the nuances of illicit activities. Her educational journey didn't stop there; Estrada pursued a Ph.D. in Forensic Psychology, an endeavor underscoring her dedication to her field and deepening her proficiency in the psychological underpinnings of criminal conduct.
In her role, Estrada doesn't just apply her vast knowledge; she contributes to vital breakthroughs in high-stakes investigations. Her work is a blend of meticulous analysis, strategic intelligence application, and an unwavering commitment to justice. Each case benefits from her ability to dissect and anticipate criminal financial strategies, a skill that not only helps in solving cases but also contributes significantly to the development of preventative methodologies. Her dedication is not just to her job, but to a safer, more just society—a reflection of the FBI's core values.
Commissioner, California Department of Insurance
Francisco E. Campos
Intendant of Insurance
at the Superintendency
of Insurance of the
Nadia López serves as a tactical specialist in the FBI's Money Laundering and White Collar squads, bringing a decade of dedicated service in the Bureau. Her expertise isn't limited to financial crimes; López has a robust background confronting Transnational Organized Crimes and Violent Gangs, showcasing her versatility and courage in the field.
Her journey with the FBI is underpinned by a strong academic foundation with a bachelor's degree in Business Administration and Marketing. This educational background offers her a unique lens through which to view her anti-money laundering and white-collar crime efforts, understanding both the systemic intricacies and the individual players involved.
López's commitment to tackling some of the most complex and insidious crimes transcends typical law enforcement work. She stands on the front lines against both visible dangers and hidden financial threats, demonstrating an adaptability and depth of knowledge that mark her as an invaluable asset to the Bureau's operations. Her role is pivotal in the relentless pursuit of justice, ensuring societal safety and economic integrity.
As the head of the California Department of Insurance, Commissioner Lara manages the U.S.'s largest and the world's fourth largest insurance market. In office since 2019, he champions consumer protection, climate change combat, and healthcare accessibility, maintaining market competitiveness.
Lara has a robust history as an environmental defender in California, enacting laws fostering clean air innovation and investment, equity, resistance to oil drilling, and climate change leadership. He pioneered the U.S.'s first climate insurance law, safeguarding Californians from climate-induced catastrophes like wildfires and floods. Addressing climate change, he established the Department of Insurance's first Climate and Sustainability Branch, initiated the inaugural report on “climate insurance,” and instigated the first state-level collaboration with the United Nations Environment Program for a “sustainable insurance roadmap.” He also co-leads the National Association of Insurance Commissioners' premier executive task force on climate risk and resiliency.
In 2017, for his innovative efforts in forming California’s super pollutant reduction strategy, Lara, alongside Governor Jerry Brown, received the U.N. Climate and Clean Air Award.
Francisco Eduardo Campos Álvarez is an attorney with expertise from Universidad Iberoamericana (UNIBE) in insurance regulation, focusing on companies, Health Risk Management (ARS), brokers, and insurance sector groups. He holds Anti-Money Laundering certifications from the Florida International Bankers Association (FIBA) and Florida International University (FIU).
With 20 years in the legal field, his specialties encompass Insurance Law, Money Laundering and Terrorism Financing Prevention, Forensic Practice of Financial Crimes, and Labor, Commercial, and Criminal Law. Certified by the Superintendencia de Seguros, he educates the insurance sector on Money Laundering and Terrorism Financing Prevention.
He has consulted for companies like BMI Seguros, Atrio Seguros, and Humano Seguros. He contributed to modernizing the Dominican Republic's Law 146-02 on Insurance and Bonds and advised Puerto Rico's Institute of Insurance, Banking, and Commerce on regulatory processes. He was appointed as the Insurance Superintendent by President Luis Abinader Corona.
Alexander S. Adams-Vega
of Puerto Rico
Alianza Fintech Iberoamérica
FinCEN - U.S. Department of the Treasury
Appointed as the Insurance Commissioner of Puerto Rico on December 20, 2021, Mr. Alexander Adams boasts a notable educational background. He holds a Juris Doctor and a master's degree in Public Administration from the Pontifical Catholic University of Puerto Rico. His academic prowess is evident, having graduated Summa Cum Laude, being among the top ten law students, and securing membership in the law journal. In addition, Mr. Adams possesses a BA in Political Science from the University of Puerto Rico, Mayagüez Campus. As a licensed attorney and notary, he is certified to practice in both Puerto Rico's courts and the U.S. District Court for the District of Puerto Rico.
Mr. Adams embarked on his career with a tenure as a Law Clerk in the Supreme Court of Puerto Rico. By 2010, he transitioned to the Puerto Rico Office of the Insurance Commissioner, initially as a Legal Advisor. His ascent saw him later serving as the Deputy Commissioner for Legal Affairs. This journey endowed him with a wealth of knowledge on insurance regulatory matters, from financial solvency and market conduct to licensing and property regulations. Furthermore, he has been an active participant in meetings under the National Association of Insurance Commissioners.
Beyond his illustrious career, Mr. Adams cherishes his personal life as a devoted husband and father of two sons.
A visionary in digital finance, co-founded Poincenot, a cutting-edge technology studio that crafts digital businesses, propelling them into the future. He's not just a strategist but an industry leader, currently presiding over the Ibero-American Fintech Alliance and serving as Vice President of the Argentine Fintech Chamber.
López's impressive career spans more than 25 years in the financial sector, a period during which he has seamlessly blended technology with finance. In recent times, his focus has shifted to pioneering innovation in digital banking. He doesn't just implement technology; he ensures it enhances user experience, making finance more accessible and efficient for everyone.
Under López's guidance, Poincenot tech.studio stands out in the tech world. It's not just a business; it's an incubator for digital ideas, transforming them into reality. The studio specializes in fostering digital businesses, pushing the boundaries of what's possible by merging technology with user-driven design. This approach isn't just about staying ahead of the curve; it's about defining the next curve.
López thrives on innovation, and his work with the studio and various fintech alliances positions him at the forefront of a financial revolution. He's not just witnessing the digital transformation; he's writing its history.
Viviana Muñoz-Fernández, Esq., CAMS, serves as a Senior Advisor in the Enforcement and Compliance Division at the Financial Crimes Enforcement Network (FinCEN), U.S. Department of the Treasury. Joining FinCEN in 2012, Viviana has been pivotal in advancing BSA/AML compliance and enforcement, coordinating closely with regulatory and law enforcement bodies. Her expertise is demonstrated through her leadership in numerous investigations into U.S. financial institutions, where she has excelled as the principal advisor and negotiator, resolving BSA issues in line with FinCEN's commitment to protect the U.S. financial system.
Her accolades include the prestigious FinCEN’s Director James F. Sloan Award for Excellence in Partnership, underscoring her significant contributions. Viviana's journey into financial security began at Citigroup’s Anti-Money Laundering Compliance Division, where she performed in-depth investigations aligning with BSA regulators and law enforcement demands. This role was preceded by her tenure as a Trial Attorney, where she skillfully navigated Compliance, Banking, Corporate, and Administrative Law cases for various corporate entities and individuals in the private sector.
Viviana holds ACAMS certification and carries the distinction of being licensed to practice law by both the Commonwealth of Puerto Rico Bar and the Washington, D.C. Bar. Her multifaceted experience, combined with her legal acumen, positions her as a formidable force in the realm of financial law enforcement and compliance.
Mónica Rodríguez Villa
President & CEO,
Attorney Rodriguez-Villa embarked on her journey with the Office of the Commissioner of Financial Institutions (OCIF) in March 2021 as the Assistant Commissioner of the Non-Depository Examination Area and ascended to Deputy Commissioner in March 2022, appointed by Commissioner Natalia I. Zequeira Diaz.
Her educational accomplishments include a Bachelor's degree in Arts from the University of Sagrado Corazón, an Associate's degree in Government and Politics from the University of Maryland, and a Juris Doctor (JD) from the School of Law at the University of Puerto Rico.
Before joining OCIF, Rodriguez-Villa had been immersed in banking and financial matters since 2005. Her diverse career spans roles in collections, contracts, bankruptcies, vendor management, and general transactions across both small law firms and significant financial and banking institutions like CommoLoCo, Springleaf Financial, Banco Santander, and Firstbank. This exposure has endowed her with a broad spectrum of expertise and insights into various financial and banking issues.
Rodriguez-Villa's journey reflects a deep commitment to understanding the intricacies of financial law and a continued dedication to upholding the integrity of financial practices within her jurisdiction. Her career trajectory is marked by a deep understanding of both the legal frameworks and practical realities of the financial world.
Eduardo Colón is the President of Advantage International Bank Corp. (AIBC), established in 2016 to cater to specialty insurance companies and their clientele. Having over three decades of expertise in the financial sector, Eduardo's illustrious career includes roles such as the Chief Operating Officer at Citi International Financial Services and First Vice President of Corporate Banking at SunTrust Bank.
His journey also saw leadership stints at Scotiabank Puerto Rico, BBVA Securities Puerto Rico, Santander Securities, and Chase Securities Puerto Rico. Currently, Eduardo presides over the Puerto Rico International Banks Association. An alumnus of the University of Puerto Rico, he graduated Cum Laude with a BBA and later secured his MBA from the University of Massachusetts at Amherst.
Hugo Córdova has been with Advantage since March 2018 as a Client Services Manager, overseeing life insurance policy issuance, client relations, and business expansion in Puerto Rico. His financial journey began at Banco Santander, Puerto Rico, progressing from a Management Trainee to roles in Commercial Lending and Branch Management.
By 2010, Hugo moved to Aon, offering Insurance Management Services to global insurers within Puerto Rico. A licensed CPA in Puerto Rico, he graduated with a BBA in Accounting from the University of Sacred Heart. Currently, he presides over the Puerto Rico International Insurers Association.
William C. Buell, as the Chief Executive Officer of Advantage Insurance since April 20, 2022, brings a rich legacy of leadership from the fintech realm, having held senior roles at prominent companies like Better.com and Koalafi. His expertise is not just confined to executive leadership; at FirstKey Business Lending and FirstKey Mortgage, he showcased multifaceted prowess as Chief Operating Officer and Managing Director, respectively, driving business lending initiatives and pioneering new product development from 2015 to 2019.
Buell's industry acumen extends back to his time as a Managing Director at J.P. Morgan Securities and an Executive Vice President at Countrywide Securities, where he navigated complex landscapes of regulatory compliance, contract negotiations, settlements, and more. Notably, his experience isn't only in traditional finance sectors; he's also versed in technology design and oversight, marking him as a leader attuned to the digital transformation in finance.
With a Bachelor of Arts in Economics from The University of Texas at Austin, Buell’s educational grounding in economics complements his extensive professional journey, underlining his capability to steer Advantage Insurance through an evolving financial domain.
Yeissa Rodríguez brings over 18 years of financial services expertise, with a specialized focus on BSA, AML, OFAC, and comprehensive regulatory compliance. Her career began within a commercial bank in Puerto Rico, advancing to roles as Chief Compliance Officer in various international financial entities within the region.
Her academic foundations are solid, with a BBA from the University of Puerto Rico, majoring in Criminal Justice and a concentration in Law and Society, equipping her with a unique perspective on regulatory matters. Beyond practical experience, Rodríguez possesses several prestigious certifications, affirming her proficiency in the field. She is a Certified Anti-Money Laundering Specialist (CAMS), a Certified Risk Management Specialist, and a Certified Fraud Examiner (CFE). Additionally, her expertise is broadened by her Identity Theft Investigator Certification and a Private Investigator Diploma.
Rodríguez engages with the industry at large, notably serving as the Director of the Compliance Committee for the Puerto Rico International Bankers Association (PRIBA). In this role, she actively contributes to setting and upholding compliance standards, reflecting her commitment to maintaining the integrity of the financial sector in Puerto Rico. Her blend of hands-on experience, formal education, and an active role in industry leadership positions Rodríguez as a significant figure in steering compliance within the region's financial services industry.
With over 30 years in financial services, Ms. Jiménez is a revered attorney and certified BSA/AML expert. She's made significant strides as the Chief Compliance Officer for a top U.S. Hispanic bank, mastering BSA/AML, the USA Patriot Act, and OFAC compliance. Her prowess extends to guiding executives and boards in robust governance, risk assessments, and compliance strategies, with a notable role as a Senior Advisor to global firms like McKinsey & Company.
A luminary in her field, Ms. Jiménez contributes profoundly to ACAMS, influencing certifications and chairing its Spanish Editorial Board. Her industry leadership is further highlighted by her active roles with the ABA and ACAMS, leading anti-financial crime initiatives. Her expertise garners recognition, including the ACAMS Professional of the Year Award in 2017.
A seasoned speaker and trainer, she's instrumental in U.S.-Latin American financial dialogues and trains Latin American regulators. Her past leadership at Popular, Inc. involved pioneering compliance functions and anti-money laundering programs, with prior impactful roles at Citibank and Banco Santander.
Beyond finance, she's dedicated to community upliftment of the most underserved populations, including the Puerto Rico Bay Estuary, and is the Chairwoman of Espacios Abiertos, created to bring long-term systemic change and socio-economic justice in Puerto Rico.
Mr. Mayoral is a distinguished attorney with a vast expertise in banking, securities, and insurance acquisitions, as well as in regulatory matters for financial institutions and insurance entities in Puerto Rico. He has also acted as lead counsel in in a wide range of corporate transactions, including real estate and securities offerings.
Before joining his current firm in 1994, he was the Director of Legal Division at Popular, Inc. and had previously served as Legal Counsel to Banco de Ponce until 1990. Additionally, from 1990-1994, he contributed to the Puerto Rico Bar Examination Board and lectured on Banking Law at the Interamerican University School of Law. Internationally recognized, Mr. Mayoral has been lauded by Chambers & Partners as one of Puerto Rico’s top Corporate/Commercial attorneys and features in The Best Lawyers in Puerto Rico guide for Corporate and M&A.
Michael Jiménez, co-founder of Genesis Systems Consulting LLC and PAAST, P.L., is a seasoned professional in information security, IT governance, and compliance. His comprehensive skill set covers areas such as vulnerability assessment, penetration testing, forensic IT, and banking compliance, including expertise in the Bank Secrecy Act and Anti-Money Laundering protocols. He's adept at conducting IT, E-Banking, and BSA Risk Assessments following FFIEC guidelines.
In his managerial role, Michael ensures seamless daily operations with a particular focus on IT governance and security management. His insight is recognized industry-wide, leading to speaking engagements on document management systems and data security at notable institutions like Prime Global and the University of Miami.
Before his current venture, Michael excelled in various IT leadership roles. At a regional accounting firm, he oversaw the Management Information Systems department and played a crucial role in Year 2000 IT security reviews. His tenure at Pan American Airlines was marked by his effective management of the airline's global network and security policies. Furthermore, at IVAX Corporation, he handled WAN solutions and maintained Lotus Notes servers globally, affirming his technical prowess across diverse IT landscapes.
Kaufman, Rossin & Co.
Marimar Perez-Riera, Esq.
With 21 years of robust experience, Martín Pirillo stands out as a managing member of his firm and a trusted advisor in high-stakes transactions. His expertise spans international finance, securities, real estate, and corporate law, making him a go-to attorney for entities ranging from startups to established financial institutions.
Pirillo's career is marked by significant roles, including a clerkship in the Puerto Rico Court of Appeals and Senior Legal Counsel for various Citigroup entities. Notably, he played a key part in creating Puerto Rico's largest investment company complex.
Clients rely on Pirillo not just for legal counsel but for his strategic acumen in corporate structuring, risk assessment, and transactional strategy. His pragmatic, hands-on approach transcends traditional advisory, reflecting his commitment to clients' success beyond legal confines.
Martín's reputation as a valuable business partner is underscored by his efficient, goal-oriented support, helping clients navigate complex issues and achieve their objectives cost-effectively.
Heidy M. Duarte, a Principal at Kaufman Rossin's Risk Advisory Services, brings over 16 years of expertise in the Financial Services sector, mastering forensic accounting, risk management, and regulatory compliance. Her proficiency encompasses BSA/AML/OFAC, IFRS, and more, catering to a variety of financial entities. Before Kaufman Rossin, Heidy directed the National Forensics Practice of a major global accounting firm, pioneering AML practices across Puerto Rico, LATAM, and the Caribbean. Previously, as the BSA/AML/OFAC Officer at a national bank, she formulated robust compliance standards and Anti-Money Laundering initiatives.
Her leadership extends to serving as an Executive Board Member of “Women United” and as an instructor for Anti-money laundering programs, including the FIBA Foreign Correspondent Bank Certificate. Recognized for her excellence, the South Florida Hispanic Miami Chamber of Commerce honored her with the 2021 “Women of Leadership Award” in Business/Accounting.
With a Master's from Florida International University and a Risk Management certification from Harvard, Heidy's bilingual prowess in English and Spanish further distinguishes her in the financial landscape.
Raymond Villanueva, with 28 years in law enforcement, serves as a director at Kaufman Rossin’s risk advisory services. Specializing in the Bank Secrecy Act, anti-money laundering, and sanctions, he's adept in risk mitigation and leading extensive financial investigations.
His prior roles are notable: a U.S. Senior Executive Service member and the Special Agent in Charge for Homeland Security Investigations in D.C. As Director of HSI’s International Operations, he managed global investigative efforts in over 53 countries. His expertise extended to the U.S. Delegation to the Financial Action Task Force (FATF).
Ray’s congressional testimonies on national security issues, along with his insights at industry events, underline his stature in the field. He’s contributed to national and international financial reports, including FATF-adopted ones.
A member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) and a Certified Anti-Money Laundering Specialist, Ray also serves on the ACAMS U.S. Capital Chapter board. A native of Puerto Rico and fluent in Spanish and English, his cultural background enriches his professional acumen.
As the dynamic Executive Director of PRIIA and PRIBA, she stands at the forefront of advocating for Puerto Rico's international insurance and banking industries. Her strategic acumen ensures legislative efforts fortify these sectors. Additionally, as Founder and President of the Asociación de Titulares de Condominios, Inc., she fiercely protects condominium owners' rights, influencing pivotal legal reforms and setting significant precedents in Puerto Rico's highest courts against the backdrop of gentrification challenges.
Her impressive legal and leadership journey includes trailblazing roles as the only female President of the Board of Directors of the Puerto Rico Electric Power Authority and Treasurer of the central bank. Pérez-Riera's expertise isn't limited to legal advocacy; she's made impactful strides in investment banking and real estate development, showcasing her versatility.
A respected voice in her community, she's a regular contributor to opinion columns and an educator on condominium law, extending her influence and expertise. Pérez-Riera's educational background is equally commendable, with a Juris Doctor degree, Magna Cum Laude, from the University of Puerto Rico, an M.B.A. from Harvard, and a Bachelor's in Economics from Yale, underscoring her multifaceted prowess.
Gregory H. Cobb
Gerald Kierce, Co-Founder & CEO of Trustible, leads a top-tier AI governance platform, helping businesses scale AI Governance, build trust, manage risk, and adhere to AI regulations. Gerald's career orbits the nexus of technology and policy.
He notably served as Vice President & General Manager of FiscalNote, leading their AI Solutions division and assuming roles from Corporate Development to Business Development. Prior to FiscalNote, he was part of the Corporate Executive Board's Professional Services and Meridian International Center's Communications Office.
A Puerto Rican native, Gerald holds degrees in Entrepreneurship and Political Science from the University of Dayton. He also actively advises, invests in, and boards various startups and nonprofits.
Osho Jha stands at the forefront of data science and climate technology as a co-founder and Chief Data Scientist at Arbol and the CEO and co-founder of dClimate, the premier decentralized climate information network. With over ten years carving a niche as a product-centric data scientist, Osho's expertise spans from pioneering NLP research for DARPA, culminating in a speech-to-speech translation system for the U.S. military, to leveraging exhaust data in global equity trading.
Before his current entrepreneurial ventures, he led the creation of an Alternative Data group at a prominent NYC hedge fund, consistently steering large datasets into operational insights. Beyond his professional endeavors, Osho is an ardent blockchain and investment enthusiast. His insightful analyses of conventional and cryptocurrency markets have earned him features in esteemed publications like CoinDesk, serving institutional investors.
At Arbol, he's instrumental in sculpting data-reliant parametric products and solutions for climate risk, marking significant strides in the climate technology field. His academic prowess matches his professional milestones, having accelerated his studies to graduate early from Carnegie Mellon University with a focus on mathematics. Osho's blend of profound data science knowledge, passion for blockchain, and commitment to addressing climate risks positions him as a visionary in intertwining technology with real-world challenges.
Greg is an esteemed member of the investment team, serving as an investment strategist and Director of Insurance Solutions. His expertise lies in portfolio strategies and insurance risk management, spanning both traditional and alternative risk sectors. He garnered recognition as Insurance Asset Manager of the Year by Captive International in 2021 and 2022. Greg's career began in 1987, where he held pivotal roles as Senior Portfolio Manager at SunTrust and Bank of America, honing his niche in insurance portfolio management.
Later roles included Chief Investment Officer for Sovereign Advisers and Lead Strategist at Boyd Watterson Asset Management. A vocal advocate for sustainability and ESG's role in insurance, Greg frequently speaks at industry events and associations. He holds a BS in Economics from the University of North Carolina at Chapel Hill and is a proud member of the CFA Institute.
Passionate about startups and user experience. I enjoy closing the gap between aesthetics and functionality in everything I do and I'm always down to help in any way I can. Feel free to contact me for help or just to say hello. email@example.com
Rexach & Picó LLC
Zeichner, Ellman & Krause, LLP.
Pedro I. Vidal-Cordero
Attorney Erick G. Negrón Rivera, a partner at Rexach & Picó in San Juan, boasts over 35 years of legal expertise, specializing in corporate practice, administrative law, taxation, and insurance regulation. An industry thought leader, Negrón has frequently spoken at professional events and played a pivotal role in drafting crucial insurance and tax policies for the Puerto Rico Government.
His influence extends to board positions with two insurance companies and the Puerto Rico International Insurers Association. Furthermore, he contributed to the Constitutional Development Committee of the Puerto Rico Bar Association between 1998-2006. Negrón's academic credentials include a B.A. in Economics from Yale University and a J.D. from Harvard Law School.
Mr. Ramírez is a seasoned expert in cross-border transactions, government affairs, and procurement. Predominantly, his corporate focus lies in insurance and banking regulatory matters and M&A transactions in the insurance realm. He boasts a track record in pioneering insurance endeavors in Puerto Rico, including the establishment of its first domestic life reinsurer and mutual insurance company. Furthermore, he adeptly handles RFP processes and governmental contract negotiations.
Educationally, Mr. Ramírez possesses prestigious designations from renowned institutes, including the Chartered Property and Casualty Underwriter (CPCU) and Associate titles in both Reinsurance (ARe) and Risk Management (ARM). He once presided over the Puerto Rico Chapter of the CPCU Society. His extensive insurance experience includes tenures with General Accident Insurance Co. and American International Group, where he spearheaded market development for several states.
Previously, as General Counsel and Corporate Secretary for Caribbean Financial Group Holdings, L.P. (CFG), he garnered substantial experience in cross-border transactions and regulatory aspects. He also led CFG Insurance Ltd., overseeing its financial and operational aspects and managing treaty reinsurance negotiations.
In a significant governmental role, Mr. Ramírez served as Deputy Executive Director for San Juan's Economic Development and Tourism Department. His contributions include crafting vital legislation and spearheading lobbying efforts on behalf of associations he helped establish, focusing on tax and consumer affairs matters affecting Puerto Rico's retailers.
Beyond his professional pursuits, Mr. Ramírez selflessly offers Pro Bono legal aid to the Puerto Rico Museum of Contemporary Art and contributes his photographic talents to document the museum's collection.
Aixa Maldonado is a distinguished partner at Zeichner, Ellman & Krause LLP in both Washington, D.C., and New York. In her role, she offers expert advice to corporate clients, notably financial institutions, on essential aspects such as compliance programs, corporate policy, and regulatory obligations. A crucial part of her portfolio involves advising and robustly defending corporate entities and their top-tier executives during complex situations like white-collar crime prosecutions, civil investigations, and during various governmental and regulatory inquiries.
Before her current role, Aixa showcased her expertise as a federal prosecutor with the U.S. Department of Justice, serving with dedication for over two decades. Her specialization revolved around corporate compliance, money laundering, and comprehensive corruption investigations. Her keen focus on gatekeepers and kleptocrats made her a force to be reckoned with in her field.
Pedro I. Vidal-Cordero, a seasoned corporate law attorney, boasts over three decades of experience deeply rooted in Puerto Rico's business landscape. His expertise spans regulatory, transactional, and compliance aspects critical to the foundation and function of insurance entities, captives, international insurers, reinsurers under the Puerto Rico International Insurance Center, and firms in healthcare and financial services.
Vidal-Cordero excels in guiding international and local clients navigating Puerto Rico's commercial terrain, providing strategic counsel in corporate restructurings, re-domestications, conversions, mergers, and acquisition dealings.
He's been instrumental in landmark transactions, notably those initiating operations within the "Puerto Rico International Insurance Center," securing tax exemptions for international insurers, and Act 60 service export companies. His acumen extends to representing both corporate clients and healthcare institutions in the acquisition and divestiture of prominent Puerto Rican enterprises.
Holding a J.D. from the University of Puerto Rico School of Law, Vidal-Cordero's legal practice is extensive. He is admitted to practice in the Commonwealth of Puerto Rico, the District of Columbia, the U.S. Court of Appeals for the First and Federal Circuits, the U.S. Claims Court, and the U.S. Tax Court, reflecting his comprehensive legal prowess.
Stern International Bank
Gabriel Caballero, Jr.
Holland & Knight
GF Compliance & Regulatory Consulting
Nicolás Franco, a prominent figure at BDO, serves as Managing Director in the Legal Compliance practice and leads AML and Fintech in Latin America. With 15 years under his belt, Nicolás is a seasoned expert in regulatory compliance, adept in areas like BSA/AML/OFAC, risk assessments, KYC, CDD, EDD, and more.
His proficiency spans various financial sectors, including Banks, Fintechs, and Cryptocurrency, showcasing his versatility. Notably, Nicolás excels in designing and implementing Anti-Money Laundering Systems, conducting independent validations, and providing high-level AML training, all under FATF regulations.
Before his current role, he made significant strides as a Partner at BDO Argentina, leading Financial Services and managing a dynamic team of over 130 professionals, focusing on AML, Compliance, and Digital Transformation.
Currently, aside from his directorial role in the Forum's Latin American Anti-Money Laundering Program, Nicolás imparts his extensive knowledge as a professor at CEMA University and for the International Certification in Ethics and Compliance. His credentials are further solidified by his C.A.M.S. and M.B.A., specializing in Digital Banking, Fintech, and Crypto, illustrating his commitment to staying at the forefront of financial innovation.
Alexander Fortich, SVP/BSA-AML Officer & Consumer Compliance Director, boasts an extensive 24-year banking career, with a specialized focus on BSA/AML/OFAC for a decade. In his current role, he takes the lead in steering the Bank's BSA/AML and Consumer Compliance initiatives. His earlier tenures include pivotal leadership roles across multiple South Florida banks. Notably, he showcased his investigative acumen as a Financial Crimes Investigator for the State of Florida Office of Financial Regulations (OFR), adeptly handling white-collar crime investigations.
Mr. Fortich's expertise is further underpinned by his credentials as a Certified Fraud Examiner and a Certified Anti-Money Laundering Specialist. He actively participates in several esteemed associations, including the Florida International Bankers Association, the Association of Certified Anti-Money Laundering Specialists, and the Association of Certified Fraud Examiners.
Academically, he holds a Bachelor's degree in Business from St. Thomas University, complemented by a Master of Business Administration from Nova Southeastern University.
Gabriel Caballero, a partner at Holland & Knight's Miami office, is an expert in the Financial Services sector. He specializes in assisting domestic and global entities, such as banks, financial institutions, investment companies, and private equity groups, with business, licensing, regulatory, and compliance matters.
Before joining Holland & Knight, Mr. Caballero was an Associate General Counsel for the U.S. private banking subsidiary of one of the world's leading banks by market capitalization. He offers guidance on the Bank Secrecy Act, anti-money laundering, financial privacy, consumer protection, digital currencies like Bitcoin, and enforcement actions from key regulators like the Federal Reserve, OCC, FDIC, and SEC. Additionally, he advises on commercial lending, private banking, and creditors' rights.
Gilberto Figueroa is an esteemed financial consultant with expertise in financial crimes and anti-money laundering compliance. Formerly a Supervisory Special Agent at the U.S. Department of Homeland Security's Homeland Security Investigations, he dedicated over a decade to probing money laundering, financial crimes, and fraud. Within DHS-HSI, he ascended to roles such as Resident Agent in Charge in Albuquerque, New Mexico, and Section Chief of Financial Crimes at the HSI headquarters in Washington DC. Further, he stood as the BSA/AML/OFAC Officer for Popular Community Bank, New York.
A proud graduate of the University of Puerto Rico with a B.A. in Political Sciences, he also holds a Juris Doctor from the Inter-American University of Puerto Rico Law School. His credentials are bolstered with certifications like CAMS, CRVPM, CECI, CICA, and CCI, underscoring his vast expertise in the field.
Jesús H. Jiménez
Assured Cyber Solutions
Kevane Grant Thornton
President & COO,
Mr. Jiménez, a founding member of Assured Cyber Solutions, LLC and owner of Spanda, LLC, is a global tech executive recognized for creating strategies addressing business needs. He offers pioneering cyber solutions to mitigate cyber risks. At ACS, he handles vCISO operations and leads cyber risk management for insurance and financial sectors. He previously held progressive leadership roles at RigNet Inc., a KKR Portfolio Company, culminating as Vice President of a $150M core communications product. There, he drove global infrastructure, product development, and achieved cost savings, while guiding multiple reorganizations.
Mr. Jiménez has been vital in investor relations and represented his employers in cybersecurity forums. With RigNet, he initiated cybersecurity products development, and as ERF Wireless' CTO, boosted market share by overseeing acquisitions. His early career started at Eagle Broadband after a decorated service in the US Navy. Mr. Jiménez holds a Bachelor's from the University of Houston, an MBA from Texas A&M, and attended Rice University's ADP. Featured in CIO Review Magazine, he's served on QuEST Forum's Executive Board and spoken at conferences. He's also volunteered as President of the Mays Business School Toastmasters Club.
Omar stands out as a seasoned tax senior manager, boasting over sixteen years in public accounting, a journey marked by tenures at "Big Four" firms. His expertise is broad, spanning consulting, general and public accounting, and taxation. Notably, Omar is skilled in navigating Puerto Rico's tax incentives, adept at securing private letter rulings and closing agreements, and proficient in strategizing tax planning.
His experience is rich and diverse, having delved into individual and corporate taxation realms, handling partnerships, individual corporations, and limited liability companies. Omar's industry exposure is equally varied, encompassing sectors like manufacturing, wholesale, retail, service, real estate, low-income housing, and hospitality.
An active member of professional bodies, Omar contributes to the Puerto Rico State Society of Certified Public Accountants and the American Institute of Certified Public Accountants, reflecting his commitment to the field's growth and ethical standards.
Omar's academic and professional credentials are solid: he holds a BBA with a major in accounting and is recognized as a Certified Public Accountant (CPA). These qualifications underpin his technical prowess and his respected position in the financial field.
Alan Brill stands as the Senior Managing Director and the pioneering mind behind Kroll’s Cyber Risk practice. With a career spanning several decades, he has carved a niche for himself in digital security, diligently working towards creating actionable solutions for rapidly emerging risks, especially in critical situations where prompt action is imperative. In moments when an organization is faced with a potential hacking incident, his expertise proves invaluable.
Apart from his commendable work at Kroll, where he notably serves as both an expert witness and a consulting professional, Alan has expanded his influence into academia. He holds the title of Adjunct Professor for the master’s programs at Texas A&M University’s School of Law. His expertise is also internationally recognized as he serves as an instructor for the NATO alliance.
Before his tenure at Kroll, Alan's multifaceted career included remarkable stints in both public and private sectors. He was associated with NASA’s Manned Spacecraft Center, contributing to the iconic Apollo moon landing project, and served with distinction as a Major in the US Army.
A prolific writer, Alan has penned or contributed to over a dozen books and written more than 100 articles. His insights are so sought after that he has been featured on a spectrum of television broadcasts, from renowned shows like "60 Minutes" and "Good Morning America" to various network news segments.
With over 15 years in Puerto Rico's financial sector, Jorge has expertly managed compliance teams, ensuring adherence to both local and federal regulations, particularly in BSA/AML programs.
His specialty lies in guiding budding financial institutions to meet regulatory standards, with emphasis on the Federal Financial Institutions Examination Council's guidelines. Additionally, Jorge has held roles focused on business development, where he's adept at spotting growth opportunities and crafting strategies to achieve revenue targets.
Since 2021, Jorge has led as the President and COO of San Juan's Next Bank International, which delivers top-tier concierge and customer services along with personal and commercial banking to a global clientele.
Four D Ventures, LLC
Myrna M. Rivera
Consultiva Wealth Management Corp
Financial Services Entrepreneur
John Davey is a seasoned management consultant and turn-around specialist for banks and financial service firms, with a rich entrepreneurial history of starting and selling businesses. With two decades on Wall Street, he launched and sold two ventures for Lehman Brothers, was pivotal at Goldman Sachs Asset Management, and was a foundational principal at UBS Global Asset Management. He later steered the turn-around and sale of BBN Financial Corp, introducing correspondent banking services to Puerto Rico's IFEs. Post-BBN, Mr. Davey initiated an uninsured, state-chartered correspondent bank to address the global de-risking dilemma. Though granted a term sheet by the Federal Reserve Bank of Boston, he withdrew due to unforeseen delays.
Rick Wolf, Managing Director at Secura/Isaac Group, holds vast expertise in governance, compliance, and risk management. Post-Sarbanes-Oxley, he's been instrumental in shaping compliance architectures globally, pioneering whistleblower systems, and steering educational efforts on ethical leadership for executive echelons.
His notable stints include a strategic advisory role at FTI Consulting, founding Lexakos Consulting LLC, and a pivotal compliance counsel position with the Federal Reserve Bank of New York. At HSBC North America, he engineered an extensive ethics framework and co-initiated a universal whistleblower mechanism for financial crime prevention.
Recently, he contributed to the American Law Institute's upcoming Restatement on Corporate Governance and served as president of the Association of Corporate Counsel’s Greater New York Chapter. A seasoned mediator and popular speaker, Rick's insights are valued across professional circles.
His career began at prestigious law firms, and he's an alumnus of Stockton University and Washington University in St. Louis.
Myrna M. Rivera, founder, and principal advisor of CONSULTIVA, has been a defining force in investment management consulting since 1999. With over three decades in the field, she's not just experienced but a Certified Investment Management Analyst (CIMA), marking her as a leading figure in the industry. Rivera's contributions aren't merely professional; she's significantly influenced today's standard investment practices across various institutions, from pension funds and insurance companies to individual investors.
Her pioneering work hasn't gone unnoticed. Rivera's been the recipient of the prestigious John Ellis Award for her exceptional contributions to institutional investment consulting and the Joyce Johnson Award for her role in promoting diversity in finance. Her entrepreneurial skills earned her the Highest Leaf Award, and she's been named Consultant of the Year twice by Opal Financial Group, proving her consistent impact and influence.
Listed among Hispanic Business Magazine's "100 Most Influential Hispanics," Rivera's leadership extends beyond accolades. She's an alumnus of the University of Puerto Rico, holding a Bachelor's in Science and Mathematics, and Lehman College with a master’s in Mathematics. Her qualifications are further solidified by multiple FINRA registrations, encompassing a vast spectrum of financial services.
Rivera's blend of academic prowess, professional achievements, and recognition in her field positions her as an invaluable asset in the world of investment, demonstrating an unyielding commitment to excellence and innovation in financial consulting.
Walter C. Keenan brings extensive experience to his role on the board of Lument Finance Trust, Inc. His journey encompasses pivotal leadership roles, including CEO & Director at Advantage Insurance, Inc., and Executive Chairman at Medicus Insurance Holdings, Inc. Keenan's strategic acumen is further highlighted by his tenure as President at both CYS Investments LLC and JMP Capital LLC.
Before these, he made significant strides as a Principal at The Cypress Group LLC and Managing Director at Savvian LLC, demonstrating his proficiency in managing investments and steering companies towards sustainable growth. His early career as a Financial Analyst at Morgan Stanley & Co. LLC laid the groundwork for his robust financial insight.
An alumnus of Southern Methodist University, Keenan's educational background laid a solid foundation for his accomplishments in the financial sector. His career reflects a blend of strategic leadership and deep understanding of corporate finance, contributing significantly to the organizations he's served.
Lcdo. Milton Méndez, CFE
Milton Méndez Law
José Alberto Sosa-Lloréns is an expert in banking regulations, specializing in international banking, mergers, and securities in Puerto Rico. He's adept in public finance transactions, having worked closely with Puerto Rico's government on legislative matters. One of his notable achievements includes representing the winning bid for the 40-year lease of the Luis Muñoz Marín International Airport, a key project under the FAA Pilot Program.
Educated at Columbia University School of Law with an LL.M. and a J.D., magna cum laude, from the University of Puerto Rico School of Law, José is a highly qualified advisor. He's licensed in the District of Columbia, New York, and Puerto Rico, and is bilingual in English and Spanish.
Additionally, he's been influential in regulatory matters involving securities, representing clients before renowned institutions such as the FDIC, FINRA, NYSE, and SEC. He's also defended broker-dealers in various legal proceedings.
Milton Méndez, Esq., a graduate of the University of Puerto Rico's School of Law, is a seasoned attorney, notary, and Certified Fraud Examiner. He began his career investigating complex corruption cases and expanded his expertise to fraud within financial institutions and businesses. Known for his profound insights on money laundering, corporate ethics, and fraud, he's lectured internationally, from Puerto Rico to Uruguay.
Méndez has enriched minds as a university professor in forensic accounting and fraud investigation. He's conducted bank compliance due diligence across the Americas, and his courses on money laundering prevention and legal ethics are a cornerstone at the Institute of Practical Education of the Bar Association. Notably, he's trained Puerto Rican prosecutors and judges on money laundering.
His experience includes seven years as Compliance Manager at BNC International Banking and a pivotal role as Global Sanctions Officer at Banco Popular de Puerto Rico. His work with the ACAMS Task Force, creating the Risk Management exam, highlights his industry impact.
Now an independent consultant, he specializes in anti-money laundering, OFAC, and fraud prevention, safeguarding financial integrity across borders.
Patricia M. Hernández, a founding force at AVILA, thrives as the firm's Managing Partner and a key figure in its Banking & Financial Services and Corporate, M&A departments.
Hernández's seasoned career is distinguished by her representation of global banks, financial entities, and lending companies in regulatory, compliance, and transactional spheres. She's a known presence before regulatory giants like the OCC, Federal Reserve, FDIC, and Florida's Financial Regulation Office.
Her expertise is further highlighted in navigating enforcement actions and advising clients on OFAC regulations, especially regarding Venezuela and Cuba. Hernández excels in lending transactions, including asset-backed and trade-finance, and corporate dealings, such as acquisitions and contract preparations. She's also a guiding light for foreign businesses entering the U.S. market.
Her academic prowess includes a BA and a Juris Doctorate, both Cum Laude, from the University of Miami. Active in leadership, she's affiliated with FIBA, SFBI, and the Florida Association of Managing Partners, reflecting her industry commitment. Bilingual, Hernández operates seamlessly across diverse linguistic landscapes.
Rafael Fernández brings an all-round perspective to banking, with 19 years in the industry and a significant 17-year focus on BSA/AML Compliance. His expertise is honed from roles across local and international financial entities, providing him a unique vantage point in overseeing Audits, System Validations, and intricate investigations, among other high-stakes projects.
Notably a Certified Anti-Money Laundering Specialist and Certified Homeland Protection Associate, Rafael's credentials are a testament to his deep commitment to the field. His distinguished participation in the second Drug Enforcement Administration Citizens Academy in Puerto Rico further underscores his dedication to upholding financial security protocols at the highest levels.
In his current role as Compliance Manager at FV Bank International, Rafael is at the forefront of safeguarding financial integrity, tasked with the crucial responsibility of directing the daily operations of the Compliance Department. His extensive experience and certifications align perfectly with his role, where vigilance and a deep understanding of regulatory frameworks are paramount. Rafael’s career reflects not only skillful compliance and risk management but also a steadfast commitment to combating financial crime and maintaining systemic trust within the banking sector.
The Alacer Group
Safety Wing Insurance
Andrés "Andy" Fernández
Holland & Knight
Tom Pirro, with over 40 years in Anti-Money Laundering and Fraud prevention, joined The Alacer Group in September 2020 as Global Sales Executive. Renowned for identifying novel business avenues and devising strategies tailored to client needs, Tom excels in simplifying complex technical concepts, ensuring alignment between client requirements and team deliverables.
His journey began on Wall Street as a compliance analyst, driven by a fervent passion for KYC and Due Diligence. His investigative prowess came to light when he unearthed a monumental Nigerian fraud scheme, leading to a notable appearance on Sixty Minutes in 1994. He was pivotal in the 1999 conviction of Jordan Belford and played a significant role in unveiling fraudulent brokerage activities alongside top federal agencies. His crusade continued as Equifax’s Brokerage Division's General Manager.
A 9/11 survivor, Tom champions continuous learning within his teams, believing knowledge and empowerment are key to innovation. His life outside work involves cherished moments with his family and horses at his Georgia ranch, and he's a committed philanthropist focused on education and community growth.
Tom's visionary approach and client-centric philosophy significantly contribute to The Alacer Group's reputation as a reliable consultant for businesses combatting financial crime.
Todd A. Hancock stands at the forefront of the insurance industry as the current President of SafetyWing Insurance II (PR) and Co-Founder of Detour Adventure Travel Protection, USA. His influence extends as an investor and strategic guide in the InsurTech realm, testament to his 25 years of nuanced experience across the U.S., Latin America, Europe, the Middle East, and Asia.
Before his pivotal roles in insurance, Todd's precision and discipline were honed as a U.S. Air Force air traffic controller and his resilience tested as an elite cyclist. These foundations laid the bedrock for his exceptional ability to drive organizational efficiencies, maintaining a steadfast focus on operational integrity.
His executive acumen was further evidenced as the President, CEO, and Board Member of the private equity-backed International Medical Group, where he navigated the complex waters of global insurance and assistance services. Passionate about corporate growth and transformation, Todd has a proven track record of leading companies through critical business junctures, skillfully managing change, and unlocking potential at every turn.
Now, leveraging his deep operational insights and leadership prowess, he serves as a strategic advisor, identifying lucrative acquisition opportunities and fostering talent development, thereby propelling margin improvement for private equity and strategic investors.
Residing in Indianapolis, Indiana, Todd holds a degree in international relations from Indiana University. His career is a testament to dedicated expertise, strategic leadership, and an unyielding passion for innovation in the ever-evolving landscape of InsurTech.
Andrés "Andy" Fernández, is a distinguished partner at Holland & Knight's Miami office and holds dual leadership roles as the co-leader of the Financial Services Regulatory Team and the head of the firm's Cuba Action Team. Specializing in banking law and financial services, his expertise spans licensing, regulatory, and compliance matters. He offers invaluable counsel on pivotal issues related to the Bank Secrecy Act (BSA), anti-money laundering (AML), and Office of Foreign Assets Control (OFAC), including nuances of the Magnitsky Act. Serving a diverse clientele, from domestic community banks to foreign institutions and digital currency businesses, his fluency in Spanish amplifies his reach across the Americas.
Throughout his career, Mr. Fernández has adeptly handled a myriad of financial institution matters, ranging from establishing U.S. branches for foreign banks to navigating regulatory enforcement resolutions. He's represented institutions before major U.S. regulators and the Department of Justice.
Starting as a public defender in Miami-Dade County, Florida, where he extensively exercised his litigation skills, Mr. Fernández transitioned into commercial litigation and eventually co-chaired a banking and financial services practice at another Florida law firm. His illustrious profile also includes being a sought-after speaker at banking conferences and seminars globally. Additionally, he imparts knowledge as an adjunct professor at Florida International University College of Law, teaching courses on BSA, AML, and OFAC.