This 2-day conference, focused on Puerto Rico as an International Insurance Center and an International Banking Center, will join top industry leaders and government officials, who will share insights on latest trends and regulations, compliance, AI, AML, cybersecurity, and much more.
Eduardo Colón
PRIBA
Hugo Córdova
PRIIA
Stephen Muldrow
U.S. Attorney
District of Puerto Rico
Eduardo Colón is the President of Advantage International Bank Corp. (AIBC), established in 2016 to cater to specialty insurance companies and their clientele. Having over three decades of expertise in the financial sector, Eduardo's illustrious career includes roles such as the Chief Operating Officer at Citi International Financial Services and First Vice President of Corporate Banking at SunTrust Bank.
His journey also saw leadership stints at Scotiabank Puerto Rico, BBVA Securities Puerto Rico, Santander Securities, and Chase Securities Puerto Rico. Currently, Eduardo presides over the Puerto Rico International Banks Association. An alumnus of the University of Puerto Rico, he graduated Cum Laude with a BBA and later secured his MBA from the University of Massachusetts at Amherst.
Hugo Córdova has been with Advantage since March 2018 as a Client Services Manager, overseeing life insurance policy issuance, client relations, and business expansion in Puerto Rico. His financial journey began at Banco Santander, Puerto Rico, progressing from a Management Trainee to roles in Commercial Lending and Branch Management.
By 2010, Hugo moved to Aon, offering Insurance Management Services to global insurers within Puerto Rico. A licensed CPA in Puerto Rico, he graduated with a BBA in Accounting from the University of Sacred Heart. Currently, he presides over the Puerto Rico International Insurers Association.
W. Stephen Muldrow was sworn in as the United States Attorney for the District of Puerto Rico on October 4, 2019. Mr. Muldrow previously served as an Assistant U.S. Attorney in the Puerto Rico U.S. Attorney's Office from 1995 to 2001, serving as Lead Organized Crime Drug Task Force Attorney and Coordinator for the High Intensity Drug Trafficking Area Task Force.
From 2001 to 2019, Mr. Muldrow served as an Assistant U.S. Attorney in the Middle District of Florida, including serving as the Acting United States Attorney, the First Assistant U.S. Attorney, and Senior Litigation Counsel in both the Civil and Criminal Divisions.
From 1989 to 1995, Mr. Muldrow worked as a Trial Attorney and Senior Trial Attorney in the Tax Division (Civil Trial Section, Northern Region) in Washington, DC. From 1988 to 1989, he worked as a law clerk for the United States Marshals Service, Office of General Counsel.
Mr. Muldrow earned his Juris Doctor degree, cum laude, at The American University, Washington College of Law, and a Master of Arts in Law & International Affairs from The American University, School of International Service. He received his Bachelor of Arts degree in Economics with a minor in Spanish from Bucknell University.
Manuel Cidre
Department of Economic Development and Commerce
Natalia I. Zequeira, Esq.
Commissioner of
Financial Institutions
Zachary Kessler
U.S. Department of the Treasury
Manuel Cidre Miranda is the secretary of Puerto Rico’s Department of Economic Development and Commerce since January 2021. He is a recognized businessman and entrepreneur raised in Arecibo, Puerto Rico, with more than 48 years of professional and business experience.
Motivated by his great commitment to the socioeconomic development and structural changes that the island needs, Cidre has been an active collaborator in multiple educational, community and philanthropic organizations, having served as Board of Trustees of the Pontifical Catholic University, Ana G. Méndez University Public Policy Board, Chairman of the Puerto Rico Manufacturers Association, Puerto Rico Products Association (known as Hecho en Puerto Rico Association), Puerto Rico Small Business & Technology Development Center and Puerto Rico Economic Development Alliance, among others. In addition, he was the co-founder of Por Los Nuestros Foundation, created after hurricane María to provide renewable energy to the Non-PRASA water communities in Puerto Rico, and Chairman of the Antonio Ortiz Children Hospital of Puerto Rico.
Cidre is a strong believer that Puerto Rico needs to transform its economic, social and environmental model, into one focused in entrepreneurship and not dependency; with empowerment and responsibility as its north; focusing on decisions that don’t negatively affect next generations.
He is a graduate of Pontifical Catholic University of Puerto Rico and has received countless awards during his career.
Appointed Commissioner of Financial Institutions in January 2021, Natalia I. Zequeira Díaz brought extensive banking industry expertise to her role, essential in a post-pandemic economy. Tasked with steering Puerto Rico's financial system, she focuses on formulating innovative, flexible regulations.
Zequeira aims to bolster the resilience of Puerto Rican financial institutions amid pandemic-induced challenges and anticipated industry evolutions. Her education, including an LL.M. from Fordham University and a JD from the Interamerican University of Puerto Rico School of Law, underpins her role.
Before her appointment, Zequeira excelled as a legal consultant, known for her prowess in privacy law, internal audits, legal compliance, and risk assessment, with notable experience at Pirillo LLC. She's adeptly represented diverse financial entities, concentrating on regulatory and compliance matters, furthering her acumen in banking laws and project financing.
Her significant contributions extend to regulatory compliance for banking products and services, evidencing her substantial legal skill within the banking sector.
Zack Kessler is a policy advisor in the United States Department of the Treasury’s Office of Terrorist Financing and Financial Crimes. He covers terrorist financing, violent extremism, trade-based money laundering, and financial crimes in U.S. territories. He is also co-leading the Treasury’s preparations for the 2026 Financial Action Task Force (FATF) Mutual Evaluation of the United States, and a forthcoming FATF terrorist financing risk and context tool. Prior to joining the Treasury, he worked at two law firms, focusing on AML, sanctions, and bank regulatory issues. He is a graduate of the University of Michigan (BA), and the Georgetown University Law Center (JD).
Dennis Kihm
FinCEN - U.S. Department of the Treasury
Lorna Vázquez
FBI
Emily Pérez
FBI
Dennis Kihm is the Deputy Associate Director of the Strategic Operations Division, the largest of FinCEN’s divisions, responsible for domestic and international operational functions. He joined FinCEN in 2020 and has previously served as a Senior Advisor and Chief the Banks and Depository Institutions Section within FinCEN’s Office of Enforcement. Prior to joining FinCEN, Dennis was a Trial Attorney in the U.S. Department of Justice, bringing both Foreign Corrupt Practices Act and criminal tax cases. Dennis joined the Department of Justice in 2010 through the Attorney General’s Honors Program. He is a graduate of the University of Texas School of Law, and received bachelor’s degrees in history and philosophy from the College of William and Mary.
Lorna Vázquez was born in San Juan, Puerto Rico. She received a bachelor’s degree in biomedical engineering from Marquette University 1992 and a Juris Doctor from the University of Puerto Rico’s School of Law in 2005. Before working for the FBI, Mrs. Vázquez oversaw FEMA’s Hazard Mitigation Grant Program, which provides funds to state and local organizations, for projects directed at mitigating future disaster damages.
Mrs. Vázquez began her career as a special agent with the FBI in 2005. She first reported to the Washington Field Office, where she investigated counter-espionage cases.
In 2008, Mrs. Vázquez transferred to the San Juan Field Office and investigated public corruption cases until 2012, when she transferred to the FBI San Juan’s white-collar crimes squad.
The FBI’s White-Collar Crimes Squad investigates Health Care Fraud, Investment Fraud, Insurance Fraud, Corporate Fraud, Elderly Fraud, Bank Fraud and Bankruptcy fraud among a diversity of other fraud threats across Puerto Rico and the US Virgin Islands.
Agent Vázquez has been the Supervisor for the White Collars Crimes Squad since 2018.
Emily Perez was born in Bayamón, Puerto Rico. She received a bachelor’s degree in business administration from University of Puerto Rico Mayaguez Campus in 1999. She became a Certified Public Accountant (CPA) in 2000. Before working for the FBI, Mrs. Perez was an Audit Manager at Kevane Grant Thornton where she worked for 7 years.
Mrs. Perez began her career as a forensic accountant with the FBI in 2007. In 2021, she became the Supervisory Forensic Accountant. She has worked on investigations related to complex financial crimes, health care, public corruption, cyber-crimes and money laundering.
Karen Mojica
InvestPR
Edward Silva
Federal Reserve Bank of New York
Mónica Rodríguez Villa
Office of the Commissioner of Financial Institutions
Attorney Karen Mojica Franceschi is the Director of Stakeholder Affairs at Invest Puerto Rico. Before this role, Mojica served as Business Development Director for the organization and was responsible for Foreign Direct Investment efforts across various industry sectors, such as Professional Services, Life Sciences, Hospitality, and others. Ms. Mojica has helped attract companies like Aurobindo Pharma and Prodapt Networking Solutions, committing over 1,500 new jobs and more than $165M in foreign direct investment for the island. In her current role, Mojica manages Invest Puerto Rico’s relations with key stakeholder groups on and off the island. In the past, Mojica held key positions at Discover Puerto Rico, the Department of Economic Development and Commerce, and the Office of Incentives. Before her career in Economic Development, she dedicated 20 years to media communications as editor-in-chief of print and digital publications and as an on-air TV presenter and reporter.
She received her B.A. in Journalism and Public Relations and her Juris Doctor from the University of Puerto Rico. She is currently pursuing the certified economic development professional designation.
Edward E Silva is a Compliance and Ethics Director in the Compliance Function of the Legal Group. He is a founding member of the Compliance Function and is responsible for developing and implementing the Bank’s Anti-Money Laundering, U.S. Economic Sanctions and Anti-Fraud Compliance Programs.
Prior to joining Compliance, Mr. Silva began his career in 1998 as a Bank Examiner in the Supervision Group. He examined large complex banking institutions, regional banks, community banks and branches and agencies of foreign banking institutions and progressed through positions of increasing responsibility.
Mr. Silva was appointed an Officer of the Bank in January 2009. He was promoted to Assistant Vice President in January 2012. He was promoted to Vice President in January 2019.
Mr. Silva holds a B.A. degree in Economics and Government from Cornell University and an M.B.A. degree from NYU Stern School of Business.
He is a Certified Anti-Money Laundering Specialist, a Certified Global Sanctions Specialist, and a Certified Fraud Examiner. Mr. Silva also completed the FINRA Institute at Wharton Program and is a Certified Regulatory and Compliance Professional.
Attorney Rodríguez-Villa embarked on her journey with the Office of the Commissioner of Financial Institutions (OCIF) in March 2021 as the Assistant Commissioner of the Non-Depository Examination Area and ascended to Deputy Commissioner in March 2022, appointed by Commissioner Natalia I. Zequeira Diaz.
Her educational accomplishments include a Bachelor's degree in Arts from the University of Sagrado Corazón, an Associate's degree in Government and Politics from the University of Maryland, and a Juris Doctor (JD) from the School of Law at the University of Puerto Rico.
Before joining OCIF, Rodriguez-Villa had been immersed in banking and financial matters since 2005. Her diverse career spans roles in collections, contracts, bankruptcies, vendor management, and general transactions across both small law firms and significant financial and banking institutions like CommoLoCo, Springleaf Financial, Banco Santander, and Firstbank. This exposure has endowed her with a broad spectrum of expertise and insights into various financial and banking issues.
Rodriguez-Villa's journey reflects a deep commitment to understanding the intricacies of financial law and a continued dedication to upholding the integrity of financial practices within her jurisdiction. Her career trajectory is marked by a deep understanding of both the legal frameworks and practical realities of the financial world.
Javier Mercado
Popular, Inc.
Zahira Rodríguez-Gonzalvo
Popular, Inc.
William Buell
Advantage Insurance
Javier Mercado joins us from Popular Insurance, where he is the Chief Underwriting Office since 2019. Javier leads the Reinsurance Initiatives at Popular, which include (1) Adaptiv, an International MGU writing Cyber Liability and Financial Institutions across Latin America; (2) Popular Re, a reinsurance captive company launched in 2022; and (3) the placement of Popular’s Institutional Program, including its Cyber Policy.
Adaptiv is licensed as a Lloyds Coverholder MGU, providing access to the London market carriers to the Latin America market. It was launch in 2020 through a Cyber Delegated Authority binder and has since expanded to cover multiple Financial Lines products.
Prior to Popular, Javier was COO for Starr Latin America, out of their regional office in Miami, and was responsible for the development and performance of the Financial Lines and Liabilities portfolio for Starr Latam.
Prior to Starr, Javier spent held multiple positions with AIG, the last being Head of Liabilities for Latin America. In that position, he was responsible for managing the largest Financial Lines portfolio in Latin America as well as the deployment of the original CyberEdge in the region.
Prior to AIG, he held various positions in the banking and private equity industry in Puerto Rico, including Citibank. He is a Certified Public Accountant, a Certified Insurance Counselor and has an MBA in Finance from the University of Central Florida.
Zahira joined Popular, Inc. (Banco Popular de Puerto Rico and subsidiaries) on March 2022, as the SVP, Financial and Operational Risk Division Manager. In this role, Zahira leads the risk and governance oversight of cyber, technology, climate, operational, market, and other enterprise risks.
Prior to this role, Zahira was the SVP, Chief Information Security Officer (CISO) at Flagstar Bank in Troy, Michigan. In addition, she led the implementation of the Enterprise Risk Management and Operational Risk programs at Flagstar Bank.
In her 30 years of experience, she has held different supervisory roles in Internal Audit, Cyber, Technology and Risk Management for Ally Financial, General Motors, Kmart Corporation, and Arthur Andersen.
She graduated from the University of Puerto Rico with a BBA in Accounting and Information Systems. She has a master’s degree in IT Management and Information Security from Carnegie Mellon University.
Zahira was named a HITEC 100 in 2022 as a Top 100 most notable Hispanic Professionals in Technology, where she currently serves as a mentor. In 2023, she was named as a Top 50 Latin Women in Cyber. She was also part of the FBI CISO Academy in 2021, and it’s currently part of the advisory board for CXO Exchange in Detroit, which is an organization that promotes cyber industry standards and best practices. She is also an advisor for WiCys (Women in Cyber Security), Detroit Chapter aimed to increase the pipeline of women in technology and cyber roles.
William C. Buell, as the Chief Executive Officer of Advantage Insurance since April 20, 2022, brings a rich legacy of leadership from the fintech realm, having held senior roles at prominent companies like Better.com and Koalafi. His expertise is not just confined to executive leadership; at FirstKey Business Lending and FirstKey Mortgage, he showcased multifaceted prowess as Chief Operating Officer and Managing Director, respectively, driving business lending initiatives and pioneering new product development from 2015 to 2019.
Buell's industry acumen extends back to his time as a Managing Director at J.P. Morgan Securities and an Executive Vice President at Countrywide Securities, where he navigated complex landscapes of regulatory compliance, contract negotiations, settlements, and more. Notably, his experience isn't only in traditional finance sectors; he's also versed in technology design and oversight, marking him as a leader attuned to the digital transformation in finance.
With a Bachelor of Arts in Economics from The University of Texas at Austin, Buell’s educational grounding in economics complements his extensive professional journey, underlining his capability to steer Advantage Insurance through an evolving financial domain.
Gerald Kierce
Trustible
Aixa Maldonado
Zeichner, Ellman & Krause
Ana María de Alba
CSMB/Riskrator
Gerald Kierce, Co-Founder & CEO of Trustible, leads a top-tier AI governance platform, helping businesses scale AI Governance, build trust, manage risk, and adhere to AI regulations. Gerald's career orbits the nexus of technology and policy.
He notably served as Vice President & General Manager of FiscalNote, leading their AI Solutions division and assuming roles from Corporate Development to Business Development. Prior to FiscalNote, he was part of the Corporate Executive Board's Professional Services and Meridian International Center's Communications Office.
A Puerto Rican native, Gerald holds degrees in Entrepreneurship and Political Science from the University of Dayton. He also actively advises, invests in, and boards various startups and nonprofits.
Aixa Maldonado is a distinguished partner at Zeichner, Ellman & Krause LLP in both Washington, D.C., and New York. In her role, she offers expert advice to corporate clients, notably financial institutions, on essential aspects such as compliance programs, corporate policy, and regulatory obligations. A crucial part of her portfolio involves advising and robustly defending corporate entities and their top-tier executives during complex situations like white-collar crime prosecutions, civil investigations, and during various governmental and regulatory inquiries.
Before her current role, Aixa showcased her expertise as a federal prosecutor with the U.S. Department of Justice, serving with dedication for over two decades. Her specialization revolved around corporate compliance, money laundering, and comprehensive corruption investigations. Her keen focus on gatekeepers and kleptocrats made her a force to be reckoned with in her field.
Ana María H. de Alba is the founder and CEO of the consulting firm CSMB, which she founded in 1997, specializing in risk management, financial research, and corporate strategy. She is also the founder of RiskRator®, the first technology software in the industry that has been created to quantify and assess the AML/CFT risk at the institutional level. Ana Maria is also an instructor and academic advisor to FIBA and is associated as a subject matter consultant with several international intelligence, research, and security firms. Ana María has more than 30 years of experience and professional training in the banking and consulting services industry. As a banking executive she held managerial positions in domestic and international banking at institutions such as SunTrust, Banco Atlántico, International Finance Bank and BICSA (Banco Internacional de Costa Rica.)
As a consultant, she has led multiple projects in financial research, risk management and assessments, due diligence in support of mergers and acquisitions, and evaluation of internal controls primarily related to the prevention of money laundering, and compliance with Anti-Money Laundering and Countering the Financing of Terrorism, OFAC, and FCPA laws. Ms. de Alba is a recognized and frequent international speaker, exhibiting at international congresses on issues related to the prevention of money laundering and against the financing of terrorism, anti-corruption and bribery, and prevention of fraud and embezzlement of public funds. In addition, as a speaker, he has presented her knowledge in multiple international congresses in the USA, Panama, Peru, Ecuador, Mexico, Colombia, and Spain – among other countries.
Ms. de Alba holds a Bachelors' Degree in Business Administration and Finance from the University of Miami, as well as an MBA in Banking and Finance from Nova Southeastern University. In turn, in the field of AML/CFT she is certified by FATF as an expert country evaluator in "Mutual Evaluation Methodology" and maintains multiple designations and accreditations such as the AMLCA and CPAML certifications of FIBA in partnership with Florida International University (FIU), and CCRS certification (Crypto Currency Risk Specialist) issued by CypherTrace®.
Marimar Pérez-Riera, Esq.
PRIBA
Marilú Jiménez
FINCAdvisors
Yeissa Rodríguez
PRIBA
As the dynamic Executive Director of PRIIA and PRIBA, she stands at the forefront of advocating for Puerto Rico's international insurance and banking industries. Her strategic acumen ensures legislative efforts fortify these sectors. Additionally, as Founder and President of the Asociación de Titulares de Condominios, Inc., she fiercely protects condominium owners' rights, influencing pivotal legal reforms and setting significant precedents in Puerto Rico's highest courts against the backdrop of gentrification challenges.
Her impressive legal and leadership journey includes trailblazing roles as the only female President of the Board of Directors of the Puerto Rico Electric Power Authority and Treasurer of the central bank. Pérez-Riera's expertise isn't limited to legal advocacy; she's made impactful strides in investment banking and real estate development, showcasing her versatility.
A respected voice in her community, she's a regular contributor to opinion columns and an educator on condominium law, extending her influence and expertise. Pérez-Riera's educational background is equally commendable, with a Juris Doctor degree, Magna Cum Laude, from the University of Puerto Rico, an M.B.A. from Harvard, and a Bachelor's in Economics from Yale, underscoring her multifaceted prowess.
With over 30 years in financial services, Ms. Jiménez is a revered attorney and certified BSA/AML expert. She's made significant strides as the Chief Compliance Officer for a top U.S. Hispanic bank, mastering BSA/AML, the USA Patriot Act, and OFAC compliance. Her prowess extends to guiding executives and boards in robust governance, risk assessments, and compliance strategies, with a notable role as a Senior Advisor to global firms like McKinsey & Company.
A luminary in her field, Ms. Jiménez contributes profoundly to ACAMS, influencing certifications and chairing its Spanish Editorial Board. Her industry leadership is further highlighted by her active roles with the ABA and ACAMS, leading anti-financial crime initiatives. Her expertise garners recognition, including the ACAMS Professional of the Year Award in 2017.
A seasoned speaker and trainer, she's instrumental in U.S.-Latin American financial dialogues and trains Latin American regulators. Her past leadership at Popular, Inc. involved pioneering compliance functions and anti-money laundering programs, with prior impactful roles at Citibank and Banco Santander.
Beyond finance, she's dedicated to community upliftment of the most underserved populations, including the Puerto Rico Bay Estuary, and is the Chairwoman of Espacios Abiertos, created to bring long-term systemic change and socio-economic justice in Puerto Rico.
Yeissa Rodríguez brings over 18 years of financial services expertise, with a specialized focus on BSA, AML, OFAC, and comprehensive regulatory compliance. Her career began within a commercial bank in Puerto Rico, advancing to roles as Chief Compliance Officer in various international financial entities within the region.
Her academic foundations are solid, with a BBA from the University of Puerto Rico, majoring in Criminal Justice and a concentration in Law and Society, equipping her with a unique perspective on regulatory matters. Beyond practical experience, Rodríguez possesses several prestigious certifications, affirming her proficiency in the field. She is a Certified Anti-Money Laundering Specialist (CAMS), a Certified Risk Management Specialist, and a Certified Fraud Examiner (CFE). Additionally, her expertise is broadened by her Identity Theft Investigator Certification and a Private Investigator Diploma.
Rodríguez engages with the industry at large, notably serving as the Director of the Compliance Committee for the Puerto Rico International Bankers Association (PRIBA). In this role, she actively contributes to setting and upholding compliance standards, reflecting her commitment to maintaining the integrity of the financial sector in Puerto Rico. Her blend of hands-on experience, formal education, and an active role in industry leadership positions Rodríguez as a significant figure in steering compliance within the region's financial services industry.
Alcides Ávila
Ávila Law
Andrés Fernández
Holland & Knight
Erick Negrón
Rexach & Picó
Alcides I. Avila is the esteemed founding partner of AVILA, specializing in Corporate and Financial Services. Before spearheading AVILA in 2007, he shined as a partner at a prestigious AmLaw 20 national law firm in Miami, heading their Financial Services Practice Group. With over 40 years under his belt, Mr. Avila's expertise covers a wide spectrum: from bank regulation and lending to mergers & acquisitions. He's routinely entrusted to represent clients before significant financial institutions, including the Federal Reserve and Federal Deposit Insurance Corporation.
Internationally, he has assisted numerous foreign banks in navigating the U.S. market. Beyond banking, he's adept in cross-border mergers, financings, and has provided counsel to bank boards on compliance issues. His remarkable contributions have earned him the title of 'Best Lawyer' in banking multiple times. He has also held the esteemed position of general counsel for the Florida International Bankers’ Association and is a sought-after speaker in the banking and finance arenas.
After graduating Magna Cum Laude from the University of Miami, Mr. Avila furthered his education with a Juris Doctorate, Cum Laude, from Notre Dame Law School. Since his admission to the Florida Bar in 1980, he's proven his bilingual prowess, fluently communicating in both English and Spanish.
Andrés "Andy" Fernández, is a distinguished partner at Holland & Knight's Miami office and holds dual leadership roles as the co-leader of the Financial Services Regulatory Team and the head of the firm's Cuba Action Team. Specializing in banking law and financial services, his expertise spans licensing, regulatory, and compliance matters. He offers invaluable counsel on pivotal issues related to the Bank Secrecy Act (BSA), anti-money laundering (AML), and Office of Foreign Assets Control (OFAC), including nuances of the Magnitsky Act. Serving a diverse clientele, from domestic community banks to foreign institutions and digital currency businesses, his fluency in Spanish amplifies his reach across the Americas.
Throughout his career, Mr. Fernández has adeptly handled a myriad of financial institution matters, ranging from establishing U.S. branches for foreign banks to navigating regulatory enforcement resolutions. He's represented institutions before major U.S. regulators and the Department of Justice.
Starting as a public defender in Miami-Dade County, Florida, where he extensively exercised his litigation skills, Mr. Fernández transitioned into commercial litigation and eventually co-chaired a banking and financial services practice at another Florida law firm. His illustrious profile also includes being a sought-after speaker at banking conferences and seminars globally. Additionally, he imparts knowledge as an adjunct professor at Florida International University College of Law, teaching courses on BSA, AML, and OFAC.
Attorney Erick G. Negrón Rivera, a partner at Rexach & Picó in San Juan, boasts over 35 years of legal expertise, specializing in corporate practice, administrative law, taxation, and insurance regulation. An industry thought leader, Negrón has frequently spoken at professional events and played a pivotal role in drafting crucial insurance and tax policies for the Puerto Rico Government.
His influence extends to board positions with two insurance companies and the Puerto Rico International Insurers Association. Furthermore, he contributed to the Constitutional Development Committee of the Puerto Rico Bar Association between 1998-2006. Negrón's academic credentials include a B.A. in Economics from Yale University and a J.D. from Harvard Law School.
Ernesto Mayoral
McConnell Valdés
Gabriel Caballero, Jr.
Holland & Knight
Harsh Pandya
Fidelity Investments
Mr. Mayoral is a distinguished attorney with a vast expertise in banking, securities, and insurance acquisitions, as well as in regulatory matters for financial institutions and insurance entities in Puerto Rico. He has also acted as lead counsel in in a wide range of corporate transactions, including real estate and securities offerings.
Before joining his current firm in 1994, he was the Director of Legal Division at Popular, Inc. and had previously served as Legal Counsel to Banco de Ponce until 1990. Additionally, from 1990-1994, he contributed to the Puerto Rico Bar Examination Board and lectured on Banking Law at the Interamerican University School of Law. Internationally recognized, Mr. Mayoral has been lauded by Chambers & Partners as one of Puerto Rico’s top Corporate/Commercial attorneys and features in The Best Lawyers in Puerto Rico guide for Corporate and M&A.
Gabriel Caballero, a partner at Holland & Knight's Miami office, is an expert in the Financial Services sector. He specializes in assisting domestic and global entities, such as banks, financial institutions, investment companies, and private equity groups, with business, licensing, regulatory, and compliance matters.
Before joining Holland & Knight, Mr. Caballero was an Associate General Counsel for the U.S. private banking subsidiary of one of the world's leading banks by market capitalization. He offers guidance on the Bank Secrecy Act, anti-money laundering, financial privacy, consumer protection, digital currencies like Bitcoin, and enforcement actions from key regulators like the Federal Reserve, OCC, FDIC, and SEC. Additionally, he advises on commercial lending, private banking, and creditors' rights.
Harsh R. Pandya brings a wealth of experience to regulatory AML compliance and risk management. Harsh is currently Head of Product at Saifr, a RegTech company incubated by Fidelity Labs. With a strong academic and applied foundation in political economy and data science, Harsh has made significant strides in the development, testing, and implementation of machine learning algorithms and AI platforms tailored for national security and regulatory risk compliance, with a particular focus on financial sector security.
Prior to joining Saifr, Harsh was President at Giant Oak, where he grew company’s government and financial services portfolios, culminating in a successful acquisition by Fidelity Investments. His leadership in pushing the envelope in applied technology development through innovative AI applications has set new performance benchmarks in the industry. Harsh's advice is regularly sought by industry stakeholders, US government agencies, and global regulatory agencies, to assist in decoding and interpreting data science products, machine learning technologies, and artificial intelligence.
In addition to his professional accomplishments, Harsh is passionate about education and mentorship of then next generation, teaching graduate courses on data science for national security and the political economy of organized violence. His dedication to nurturing future leaders extends to his role as Co-Director of Youth Activities for BAPS North America, where he volunteers his services to support programs and activities for over 10,000 youths across the continent.
Harsh has earned an MA in Politics from NYU and an MA in Security Studies from Georgetown University, and was a doctoral student at NYU in Politics before returning to the private sector.
José Sosa, Esq.
DLA Piper
Jeff Radke
Accelerant
Ken C. Joseph, Esq.
Kroll
José Alberto Sosa-Lloréns is an expert in banking regulations, specializing in international banking, mergers, and securities in Puerto Rico. He's adept in public finance transactions, having worked closely with Puerto Rico's government on legislative matters. One of his notable achievements includes representing the winning bid for the 40-year lease of the Luis Muñoz Marín International Airport, a key project under the FAA Pilot Program.
Educated at Columbia University School of Law with an LL.M. and a J.D., magna cum laude, from the University of Puerto Rico School of Law, José is a highly qualified advisor. He's licensed in the District of Columbia, New York, and Puerto Rico, and is bilingual in English and Spanish.
Additionally, he's been influential in regulatory matters involving securities, representing clients before renowned institutions such as the FDIC, FINRA, NYSE, and SEC. He's also defended broker-dealers in various legal proceedings.
Jeff Radke is CEO and Co-Founder of Accelerant, a technology-fueled insurance platform that empowers MGUs to more effectively and confidently serve small and medium enterprises. He has spent his career working across all areas of the insurance value chain, from underwriting to reinsurance in global markets. Prior to Accelerant, Jeff spent a decade at Argo Group International Holdings, but he became frustrated with the legacy system’s antiquated technology and emphasis on maintaining their position in the value chain over doing right by the customer. This inspired him to co-found Accelerant to enable data-driven innovation and collaboration that puts customers first. Accelerant rebuilds the way that underwriters share and exchange risk to improve outcomes for everyone, with a focus on the SMBs that power our global economy and their niche insurance needs.
Ken C. Joseph, Esq. is a Managing Director and Head of the US Regulatory Consulting practice for the Americas at Kroll, LLC, based in the New York office. From 2018-2020, he led Kroll's Disputes Consulting practice and is a fellow of the Kroll Institute and head of the firm's Cryptocurrency Task Force. Ken focuses on providing clients with strategies to navigate threats from investigations, compliance examinations, litigation, and crises.
At Kroll, he has provided expert testimony on regulatory compliance, counseled on high-profile investigations, advised on ESG policies, conducted M&A due diligence, and guided digital currency projects. He has over 21 years of service at the U.S. Securities and Exchange Commission (SEC), including as a supervisor in the Division of Enforcement's Asset Management Unit and as a Senior Officer in the Division of Examinations. Ken’s docket of cases and compliance examinations at the SEC included allegations and/or findings of breaches of the anti-fraud provisions, fiduciary duty, disclosure, custody and compliance requirements, as well as the anti-corruption, data privacy and cybersecurity obligations under the federal securities law. His work at the SEC resulted in over $1 billion in monetary relief to shareholders, investors, and clients.
Ken has served on several SEC governance committees and contributed to technology solutions to improve program efficiency. He is admitted to practice law in the U.S. District Court for the Southern and Eastern Districts of New York, and the States of New York and Connecticut. Ken is a frequent speaker on SEC enforcement, securities law compliance, governance, and risk management. He has extensive experience with U.S. and foreign regulators and law enforcement agencies, including the Department of Justice, the FBI, and FINRA.
Ken is a Trustee for the Lincoln Financial Variable Insurance Products Trust and serves on several boards, including the Harvard Kennedy School Alumni Network, University Settlement, and the University of North Carolina Law Alumni Association.
Martín Pirillo
Pirillo Law
Milton Méndez, Esq.
Milton Méndez Law
Raymond Villanueva
Kaufman Rossin
With 21 years of robust experience, Martín Pirillo stands out as a managing member of his firm and a trusted advisor in high-stakes transactions. His expertise spans international finance, securities, real estate, and corporate law, making him a go-to attorney for entities ranging from startups to established financial institutions.
Pirillo's career is marked by significant roles, including a clerkship in the Puerto Rico Court of Appeals and Senior Legal Counsel for various Citigroup entities. Notably, he played a key part in creating Puerto Rico's largest investment company complex.
Clients rely on Pirillo not just for legal counsel but for his strategic acumen in corporate structuring, risk assessment, and transactional strategy. His pragmatic, hands-on approach transcends traditional advisory, reflecting his commitment to clients' success beyond legal confines.
Martín's reputation as a valuable business partner is underscored by his efficient, goal-oriented support, helping clients navigate complex issues and achieve their objectives cost-effectively.
Milton Méndez, Esq., a graduate of the University of Puerto Rico's School of Law, is a seasoned attorney, notary, and Certified Fraud Examiner. He began his career investigating complex corruption cases and expanded his expertise to fraud within financial institutions and businesses. Known for his profound insights on money laundering, corporate ethics, and fraud, he's lectured internationally, from Puerto Rico to Uruguay.
Méndez has enriched minds as a university professor in forensic accounting and fraud investigation. He's conducted bank compliance due diligence across the Americas, and his courses on money laundering prevention and legal ethics are a cornerstone at the Institute of Practical Education of the Bar Association. Notably, he's trained Puerto Rican prosecutors and judges on money laundering.
His experience includes seven years as Compliance Manager at BNC International Banking and a pivotal role as Global Sanctions Officer at Banco Popular de Puerto Rico. His work with the ACAMS Task Force, creating the Risk Management exam, highlights his industry impact.
Now an independent consultant, he specializes in anti-money laundering, OFAC, and fraud prevention, safeguarding financial integrity across borders.
Raymond Villanueva, with 28 years in law enforcement, serves as a director at Kaufman Rossin’s risk advisory services. Specializing in the Bank Secrecy Act, anti-money laundering, and sanctions, he's adept in risk mitigation and leading extensive financial investigations.
His prior roles are notable: a U.S. Senior Executive Service member and the Special Agent in Charge for Homeland Security Investigations in D.C. As Director of HSI’s International Operations, he managed global investigative efforts in over 53 countries. His expertise extended to the U.S. Delegation to the Financial Action Task Force (FATF).
Ray’s congressional testimonies on national security issues, along with his insights at industry events, underline his stature in the field. He’s contributed to national and international financial reports, including FATF-adopted ones.
A member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) and a Certified Anti-Money Laundering Specialist, Ray also serves on the ACAMS U.S. Capital Chapter board. A native of Puerto Rico and fluent in Spanish and English, his cultural background enriches his professional acumen.
Rubén A. Gely, Jr.
International Insurer's Consulting Group
Rubén N. Gely, Sr.
International Insurer's Consulting Group
Antonio Ramírez
McConnell Valdés
Renowned as a visionary in the insurance industry, Ruben A. Gely-Ortiz has distinguished himself as a strong advocate of Puerto Rico's International Insurance Center. His innovative work in captive insurance structures has revolutionized the approach for Puerto Rican businesses. This expertise also extends to creating reinsurance structures that support enterprises in volatile Latin American countries.
A master of Act 399, Ruben possesses unparalleled expertise in the formation and operation of international insurance entities in Puerto Rico. His knowledge in establishing privately-owned insurance structures stands out, encapsulating unique business needs, risk management tactics, and stringent compliance protocols.
In the niche area of reinsurance, Ruben's expertise is significant. He adeptly bridges primary insurers and reinsurers, ensuring efficient risk transfer and distribution. Through strategic insight and unwavering dedication, Ruben not only bolsters the Puerto Rican insurance sector, but also crafts avenues for meaningful community impact.
Gely has over 25 years experience in the insurance industry. He started his career in the Insurance Industry as an Agent, and was appointed Executive Aide to the Commissioner at the Office of the Commissioner of Insurance of Puerto Rico (OCI), later becoming an Examiner's Supervisor in charge of the Financial Analysis Unit at the Office. In 2006, Mr. Gely was appointed as Director for the International Insurers and Reinsurers Division, and later Deputy Commissioner of Supervision and Compliance. In 2010 he was appointed as liaison with the Department of Economic Development of Puerto Rico. He has participated in Economic Missions of the Government of Puerto Rico to China, United Kingdom, Venezuela, Panama, Colombia, Spain and the United States. He served at the OCI as the Director of the International Insurers and Reinsurers Division until 2018, then starting the Chairman position at International Insurer's Consulting Group, Puerto Rico.
The American Institute granted Mr. Ruben Gely the Chartered Property and Casualty Underwriter (CPCU), the Accredited Adviser in Insurance (AAI) and the Associate in Risk Management (ARM) certifications for CPCU.
Mr. Ramírez is a seasoned expert in cross-border transactions, government affairs, and procurement. Predominantly, his corporate focus lies in insurance and banking regulatory matters and M&A transactions in the insurance realm. He boasts a track record in pioneering insurance endeavors in Puerto Rico, including the establishment of its first domestic life reinsurer and mutual insurance company. Furthermore, he adeptly handles RFP processes and governmental contract negotiations.
Educationally, Mr. Ramírez possesses prestigious designations from renowned institutes, including the Chartered Property and Casualty Underwriter (CPCU) and Associate titles in both Reinsurance (ARe) and Risk Management (ARM). He once presided over the Puerto Rico Chapter of the CPCU Society. His extensive insurance experience includes tenures with General Accident Insurance Co. and American International Group, where he spearheaded market development for several states.
Previously, as General Counsel and Corporate Secretary for Caribbean Financial Group Holdings, L.P. (CFG), he garnered substantial experience in cross-border transactions and regulatory aspects. He also led CFG Insurance Ltd., overseeing its financial and operational aspects and managing treaty reinsurance negotiations.
In a significant governmental role, Mr. Ramírez served as Deputy Executive Director for San Juan's Economic Development and Tourism Department. His contributions include crafting vital legislation and spearheading lobbying efforts on behalf of associations he helped establish, focusing on tax and consumer affairs matters affecting Puerto Rico's retailers.
Beyond his professional pursuits, Mr. Ramírez selflessly offers Pro Bono legal aid to the Puerto Rico Museum of Contemporary Art and contributes his photographic talents to document the museum's collection.
Ángel Torres
AIG Insurance
Gregory H. Cobb
Sage Advisory Services
Heidy Duarte
Kaufman Rossin
Angel L. Torres Zequeira is the President/CEO of AIG Insurance Co. Puerto Rico and Caribbean.
Angel earned a B.A. from the University of Puerto Rico and a Juris Doctor from the Interamerican University of PR Law School. He was sworn as an admitted lawyer by the Supreme Court of PR in 2003.
Angel has over 19 years of industry expertise and a track record for leading multiple and diverse business units across various regional footprints, from underwriting to distribution, to General Management roles, and ultimately within Multinational insurance programs.
Angel joined AIG in August 2005 in San Juan, Puerto Rico as a Financial Lines underwriter. After a couple of years, he was promoted to lead the Financial Lines team in PR and the Caribbean, which then led to his promotion to become Commercial Lines Mgr. for PR and the Caribbean.
In 2012, Angel was promoted to Head of Distribution for PR and the Caribbean, where he assumed the management and oversight of the multiple channels and producers supporting the operation.
In 2015, he was promoted to Regional Head of Multinational for LAC and transferred to Miami. In this role, Angel managed the Regional Multinational and the Global Fronting portfolio network across 39 countries and more than 40 Network Partners across Latin America and the Caribbean.
In 2018, Angel was appointed interim General Manager at AIG Metropolitana in Ecuador, which provided a great experience leading an insurance operation and engaging with key stakeholders and broad range of executive responsibilities.
In September 2023, Angel was appointed President/CEO of AIG Insurance Co. Puerto Rico and Caribbean relocating back to San Juan to lead the general management tasks for the operation.
Greg is an esteemed member of the investment team, serving as investment strategist and Director of Insurance Solutions. His expertise lies in portfolio strategies and risk management solutions for both commercial and captive insurance companies. In 2024, for the fourth consecutive year, he was recognized as Insurance Asset Manager of the Year by Captive International and in addition, made entry into Captive Review’s prestigious Global Power 50. He also serves as an instructor for the International Center for Captive Insurance Education.
Greg's career began in 1987, where he held senior Senior Portfolio Management roles at SunTrust and Bank of America, honing his niche in insurance portfolio management. Later roles included Chief Investment Officer for Sovereign Advisers and Lead Strategist at Boyd Watterson Asset Management. He holds a BS in Economics from the University of North Carolina at Chapel Hill and is a proud member of the CFA Institute.
Heidy M. Duarte, a Principal at Kaufman Rossin's Risk Advisory Services, brings over 16 years of expertise in the Financial Services sector, mastering forensic accounting, risk management, and regulatory compliance. Her proficiency encompasses BSA/AML/OFAC, IFRS, and more, catering to a variety of financial entities. Before Kaufman Rossin, Heidy directed the National Forensics Practice of a major global accounting firm, pioneering AML practices across Puerto Rico, LATAM, and the Caribbean. Previously, as the BSA/AML/OFAC Officer at a national bank, she formulated robust compliance standards and Anti-Money Laundering initiatives.
Her leadership extends to serving as an Executive Board Member of “Women United” and as an instructor for Anti-money laundering programs, including the FIBA Foreign Correspondent Bank Certificate. Recognized for her excellence, the South Florida Hispanic Miami Chamber of Commerce honored her with the 2021 “Women of Leadership Award” in Business/Accounting.
With a Master's from Florida International University and a Risk Management certification from Harvard, Heidy's bilingual prowess in English and Spanish further distinguishes her in the financial landscape.
Pedro I. Vidal-Cordero
Vidal, Nieves & Bauzá
Peter Rebrin
Zurich Insurance
Rolando Ortega
AIG Insurance
Pedro I. Vidal-Cordero, a seasoned corporate law attorney, boasts over three decades of experience deeply rooted in Puerto Rico's business landscape. His expertise spans regulatory, transactional, and compliance aspects critical to the foundation and function of insurance entities, captives, international insurers, reinsurers under the Puerto Rico International Insurance Center, and firms in healthcare and financial services.
Vidal-Cordero excels in guiding international and local clients navigating Puerto Rico's commercial terrain, providing strategic counsel in corporate restructurings, re-domestications, conversions, mergers, and acquisition dealings.
He's been instrumental in landmark transactions, notably those initiating operations within the "Puerto Rico International Insurance Center," securing tax exemptions for international insurers, and Act 60 service export companies. His acumen extends to representing both corporate clients and healthcare institutions in the acquisition and divestiture of prominent Puerto Rican enterprises.
Holding a J.D. from the University of Puerto Rico School of Law, Vidal-Cordero's legal practice is extensive. He is admitted to practice in the Commonwealth of Puerto Rico, the District of Columbia, the U.S. Court of Appeals for the First and Federal Circuits, the U.S. Claims Court, and the U.S. Tax Court, reflecting his comprehensive legal prowess.
Peter has held a broad range of responsibilities in the highly complex and regulated global Insurance and Pension industry, and has been a member of 8 boards of Zurich Insurance Company affiliates and joint ventures in different countries. Currently he leads Futuro de Bolivia AFP, the second largest pension company in Bolivia, managing over USD 11 billion in assets.
Since 1996 Peter has successfully held C level jobs with P&L accountability, in different countries and continents, including CEO Latin America for Zurich Insurance, reporting to Mario Greco, currently global CEO of Zurich. He has played a key role in the growth of Zurich Latin America, developing the strategy that accelerated growth through the deployment of Affinity and Bancassurance business in the region, leading key M&A projects, as well as playing a leading role in the establishment of stronger Governance with direct experience in dealing with OFAC and national regulators in the resolution of complex situations.
Peter holds a bachelor’s degree in International Relations from the University of Pennsylvania and an MBA from the Thunderbird Graduate School of International Management in Arizona.
Rolando Ortega is currently the Head of Property for Puerto Rico and the Caribbean and Property Portfolio Manager for LAC at AIG. Rolando is an underwriting executive with more than 20 years of experience in the P&C industry in direct insurance and facultative reinsurance. Rolando joined AIG in 2010, as a Senior Underwriter in Mexico, where he held leadership positions as Deputy Manager and Large Limits Leader for Mexico and Central America. Prior to joining AIG, Rolando was an Underwriting and Reinsurance Manager at General de Seguros and Property Underwriter at GNP México, where he started his career in 2002. Rolando holds a bachelor’s degree in Business Administration from Escuela Comercial Camara de Comercio, Mexico and is a Chartered Property and Casualty Underwriter (CPCU), Associate in Reinsurance (ARe) and Associate in Risk Management (ARM) from The American Institute for Property and Casualty Underwriters.
Thomas Pirro
The Alacer Group
Julie Myers Wood
Guidepost Solutions
John J. Byrne
AML RightSource
Tom Pirro, with over 40 years in Anti-Money Laundering and Fraud prevention, joined The Alacer Group in September 2020 as Global Sales Executive. Renowned for identifying novel business avenues and devising strategies tailored to client needs, Tom excels in simplifying complex technical concepts, ensuring alignment between client requirements and team deliverables.
His journey began on Wall Street as a compliance analyst, driven by a fervent passion for KYC and Due Diligence. His investigative prowess came to light when he unearthed a monumental Nigerian fraud scheme, leading to a notable appearance on Sixty Minutes in 1994. He was pivotal in the 1999 conviction of Jordan Belford and played a significant role in unveiling fraudulent brokerage activities alongside top federal agencies. His crusade continued as Equifax’s Brokerage Division's General Manager.
A 9/11 survivor, Tom champions continuous learning within his teams, believing knowledge and empowerment are key to innovation. His life outside work involves cherished moments with his family and horses at his Georgia ranch, and he's a committed philanthropist focused on education and community growth.
Tom's visionary approach and client-centric philosophy significantly contribute to The Alacer Group's reputation as a reliable consultant for businesses combatting financial crime.
Julie Myers Wood has more than 25 years of experience in the public and private sector working on regulatory and enforcement issues from many perspectives, including as federal prosecutor, defense counsel, government investigator and compliance consultant. Key highlights include leading 15,000 special agents, lawyers, and officers at the U.S. Department of Homeland Security (DHS); helping the President choose cabinet members to serve in his administration; and co-founding a compliance software and consulting startup, which was later acquired by Guidepost Solutions. Ms. Wood is currently the Chief Executive Officer at Guidepost Solutions, a leading investigations, compliance, monitoring, and security firm with offices throughout the United States, as well as England, Colombia, and Singapore.
At Guidepost, Ms. Wood provides practical advice to help transform companies. She focuses on regulatory compliance and investigative work and regularly serves as an independent monitor/consultant appointed by the U.S. government.
John is the Executive Chairman of the Advisory Board of AML RightSource (www.amlrightsource.com). He is also an Adjunct Professor at George Mason University’s Schar School of Policy and Government at the Terrorism, Transnational Crime and Corruption Center (TRACC).
Byrne is an internationally known regulatory, policy and legislative expert, and one of the leading AML community voices for over 40 years. He has experience in a vast array of financial service-related issues, with particular expertise in regulatory oversight, policy, governance, anti-money laundering (AML), privacy and terrorist financing.
John has received numerous awards, including the first Director's Medal for Exceptional Service from the US Treasury Department's Financial Crimes Enforcement Network (FinCEN), the American Bankers Association’s (ABA) Distinguished Service Award for his career work in the compliance field, the ACAMS Lifetime achievement Award (2023), as well as several awards for writing columns and blogs and for his podcast, AML Now. The podcast is now “AML Conversations” and combined with “This Week in AML” are closing in on one million downloads since 2018.
He also serves on Marquette University’s Commercial Banking Board and co-created the AML Partnership Forum in 2022. He received the “Distinguished Alumnus of the Year Award” for the College of Arts and Sciences from Marquette University in 2024.
Leslie Adames
Estudios Técnicos, Inc.
Ignacio Canto
X-Square Capital
Félix Ortíz
Ouro
Mr. Adames is an economist and the Director of the Economic Analysis and Policy Division at Estudios Técnicos, Inc. He worked for 13 years as an economist at Santander Securities and Banco Santander Puerto Rico. At Santander Securities, he researched and analyzed economies of Puerto Rico, the United States, and the global economy and identified investment product alternatives to reposition both retail and institutional client investment portfolios.
Mr. Adames was part of the team of economists at Estudios Técnicos, Inc. from 2004 to 2007, where he worked on topics related to economic policy, market analysis, economic impact studies, financial viability, and business valuation. From 2002 to 2004, he was part of the economic advisory team in the Governor’s Office, and he served as an economics professor at the Polytechnic University of Puerto Rico from 2000 to 2007 and at the University of Puerto Rico from 2000 to 2001. He is currently a member of the Board of Directors of the Institute of Statistics.
Mr. Canto is the founder and president of X-Square Capital and X-Square RE, leading the company from its inception in 2013 as a single-fund asset management firm to a dynamic multi-fund organization. Under his leadership, X-Square Capital has achieved significant milestones in Puerto Rico's financial sector, including the launch of the X-Square Balanced Fund (SQBFX), the island's first 1940 Act registered investment company, and the innovative ZTAX, the only post-restructuring debt stack ETF in Puerto Rico. In 2021 X-Square Capital launched the first 100% digital IRA for Puerto Rico residents, the X-Square Balanced IRA through its self-directed portal www.balancedira.com.
Prior to his entrepreneurial ventures, Mr. Canto served as Executive Vice President and Treasurer of the Government Development Bank for Puerto Rico (GDB) from August 2010 to December 2012. In this role, he was instrumental in managing GDB’s assets and liabilities and played a crucial role in the pricing and structuring of over $18 billion in bonds for the Commonwealth of Puerto Rico and its instrumentalities, as well as managing and unwinding a $40 billion derivative portfolio.
Mr. Canto’s experience also includes a tenure at Santander Asset Management Corporation from July 2005 to August 2010, where he worked as a portfolio manager and analyst. His expertise spanned interest rate derivatives, U.S. Government agency debentures, structured products, municipal bonds, equities, and equity derivatives. Additionally, his background in investment banking at Santander Securities Corporation further underscores his financial trajectory.
He holds a Bachelor of Business Administration with a concentration in Finance from Boston University’s School of Management, an Executive MBA from the London Business School, and postgraduate courses in economics from the London School of Economics. He is also a CFA charterholder and an FRM.
Felix Ortiz III is NxR Senior Vice President of Strategic Initiatives overseeing and leading Value Added Service such as Insurance, Credit and Puerto Rico initiatives. He is a serial tech entrepreneur and investor. Ortiz was formerly the CEO and co-founder of Onuu which was acquired by Rev Worldwide in Q1 of 2023.
ONUU was the first-of-its-kind, all-in-one banking and insurance solution, built by and for Americans of modest means. Founded in late 2021 and inspired by Felix’s grandmother, Candi, Onuu merged financial and insurance products, empowering lower middle market consumers to understand and improve financial wellbeing for themselves. Felix designed Onuu to be powered by machine learning, using Candi as a digital guide to ensure that each human being achieves financial security. As part of the acquisition Ortiz joined Rev Worldwide, Inc as an investor, partner and global senior executive.
Felix currently serves as an Advisor at Neowork Ventures alongside his duties on the Intersectionality, Culture & Diversity Advisory Council at Twitter and the Rework America Task Force. Previously, he has founded several high-growth successful startups including EmPath that sold to the University of Phoenix.
Ortiz today is an angel investor in tech companies and was a member of the U.S. Army 18th Airborne Corps, JAG Corps and attended St. John's University.