BE PART OF THIS HIGH-LEVEL EXPERIENCE!

Be part of a 2-day conference focused on Puerto Rico as an International Insurance,
Banking, and Financial Center, where leaders in the industry will share insights
and new high-level information to keep you updated!

Topics Include:

Puerto Rico as a World Class International Banking Center
Understanding and Addressing Risk in The CyberEra
Artificial Intelligence and Machine Learning:
Working Smart Preventing Money Laundering
National Threat Assessment: Impact on Puerto Rico

2022 Speakers

Stephen Muldrow
U.S. Attorney District

Manuel Cidre
Secretary of the
Department of
Economic Development
and Commerce

Ella Woger
Invest PR

W. Stephen Muldrow was sworn in as the United States Attorney for the District of Puerto Rico on October 4, 2019. Mr. Muldrow previously served as an Assistant U.S. Attorney in the Puerto Rico U.S. Attorney's Office from 1995 to 2001, serving as Lead Organized Crime Drug Task Force Attorney and Coordinator for the High Intensity Drug Trafficking Area Task Force.

From 2001 to 2019, Mr. Muldrow served as an Assistant U.S. Attorney in the Middle District of Florida, including serving as the Acting United States Attorney, the First Assistant U.S. Attorney, and Senior Litigation Counsel in both the Civil and Criminal Divisions.

From 1989 to 1995, Mr. Muldrow worked as a Trial Attorney and Senior Trial Attorney in the Tax Division (Civil Trial Section, Northern Region) in Washington, DC. From 1988 to 1989, he worked as a law clerk for the United States Marshals Service, Office of General Counsel.

Mr. Muldrow earned his Juris Doctor degree, cum laude, at The American University, Washington College of Law, and a Master of Arts in Law & International Affairs from The American University, School of International Service. He received his Bachelor of Arts degree in Economics with a minor in Spanish from Bucknell University.

Manuel Cidre Miranda is the Secretary of Puerto Rico's Economic Development and Commerce Department (EDCD) since January 2021. He is a recognized businessman raised in Arecibo, Puerto Rico, with more than 46 years of experience.

His professional career began at Upjohn Inter American Pharmaceutical. In 1978 he founded Cidrines, Inc., the first bakery and pastry chain in Puerto Rico. In 1984, he developed and founded Pastelería Cidrines, a bread and pastry wholesaling and manufacturing operation with a strong presence in Puerto Rico, the Caribbean and 44 states of the United States of America.

Cidre has also been an active collaborator in multiple educational, community and philanthropic organizations, having occupied leadership positions in the Puerto Rico Commerce Chamber, Puerto Rico Manufacturers Association and Puerto Rico Products Association. He has received countless awards during his career.

In 2016, he entered politics as an independent candidate for Governor of Puerto Rico, motivated by his great commitment to the socioeconomic development of the people and the structural changes that the island needs.

He has a Bachelor's Degree in Management, Finance and Marketing from the Pontificia Universidad Católica in Ponce, Puerto Rico.

Ella applies her 20 years of experience in strategic marketing and management consulting to advance Invest Puerto Rico's mission. She has counseled an array of leading public and private sector clients and worked with Fortune 500 companies in strategic sectors such as financial services and life sciences. Ella is well-versed in leading and facilitating strategic planning, market analysis and organizational restructuring initiatives for local and multinational corporations across a broad array of industries, including government, manufacturing, and the non-profit sector. Along with its diverse eleven-member Board, Ella was brought on to lead the start-up of Invest Puerto Rico from an operational standpoint in 2018.

A graduate of the University of Pennsylvania with a B.A. in Economics, Ella began her career at multinational corporations with marketing and strategy consulting roles at Ernst & Young and Johnson & Johnson; moving on to Vision-to-Action, a management consulting firm in San Juan and Miami where she worked with Puerto Rico's main economic development agencies. Ella moved back to the Island to take on the work at invest Puerto Rico after leading the consulting practice at a consulting firm in Washington D.C.

William Buell
Advantage Insurance

Craig Lemasters
GFR Media

Ramón Lloveras
Popular Insurance

William C. Buell is Advantage Insurance Chief Executive Officer. Mr. Buell joined Advantage as Chief Executive Officer on April 20, 2022. Prior to Advantage he was a senior executive at the consumer financial technology companies Better.com and Koalafi. Previously Mr. Buell was the Chief Operating Officer at FirstKey Business Lending and Managing Director at FirstKey Mortgage where he ran the business lending group and was a partner on the new product development team from 2015 to 2019. Mr. Buell was a Managing Director at J.P. Morgan Securities and an Executive Vice President at Countrywide Securities. Mr. Buell has experience with regulatory compliance matters, contract negotiation and structure, settlement, process, claims and litigation, as well as in technology design and oversight. Mr. Buell holds a Bachelor of Arts degree in Economics from The University of Texas at Austin.

Craig Lemasters, former CEO of a Fortune 500 subsidiary, is an entrepreneur, investor, advisor, and board member with more than two decades of success in executive leadership positions. When Craig took over Atlanta-based Assurant Solutions in 2005, it was a $2 billion purely domestic business focused almost entirely on a dying industry: Credit Insurance. Today, Assurant (NYSE: AIZ) is a high growth, digitally-astute global provider of protection products and other innovative digitally-focused risk management solutions.

Before taking early retirement in 2016, Craig led Assurant through two remarkable transformations and the global financial crisis. The company is now focused on Connected Living and what Craig calls, “the four most important square inches of real estate in the world”—the consumer's smart phone screen. Craig reinvigorated the culture while focusing on growth—both internationally and through new businesses, expanding from a solely B2B to include B2C business and establishing Assurant in 25 new markets around the world.

Craig currently leads GXG, a learning firm that facilitates strategic conversations between experts and clients to help them get past the “hard stuff” and accelerate change in their organizations.

Bio coming soon.

John Fitzpatrick
Oak Family Advisors

Hugo Córdova
PRIIA

Pedro I. Vidal-Cordero
VNB Legal

John H. Fitzpatrick is the Non-Executive Chairman of Oak Family Advisors, (“OFA”) and Chairman of Oak Street Management Co. (“OSMC”), an insurance and management consulting firm. On May 11, 2011, he was elected to the board of directors at American International Group, Inc. (AIG).

From June 2012 to May 2014 Mr. Fitzpatrick served as the Secretary General of The Geneva Association, the leading international think tank of the insurance industry. From September 2015 to September 2017, Mr. Fitzpatrick was Chairman and Partner of White Oak Global Advisors.

From July 2006 to June 2010, Mr. Fitzpatrick was a partner and a Director of Pension Insurance Corporation Holdings, LLP and its fully authorized insurance subsidiary Pension Insurance Corporation Ltd., a leader in the provision of pension insurance in the United Kingdom with £40.9bn in assets under management insuring c.130,000 pension fund members.

From July 1998 to April 2006 he was a member of Swiss Re Group's Executive Board and Executive Board Committee. He served Swiss Re as the company's Chief Financial Officer (“CFO”) from July 1998 to March 2003, Head of Life & Health Business Group April 2003 to September 2005 and Head of Financial Services October 2005 to April 2006. During his tenure as Chief Financial Officer, Mr. Fitzpatrick was responsible for the strategic asset allocation of the companies' investment portfolio which totaled over $150 billion.

From January 1996 to June 1998 Mr. Fitzpatrick was a Senior Managing Director of Insurance Private Equity firms for the Zurich Insurance Group, Swiss Re and Credit Suisse, focusing on start-ups of insurance companies.

From January 1990 to December 1995 he was Chief Financial Officer and a member of the Board of Directors of Kemper Corporation, a NYSE-listed financial services company based in Chicago. At Kemper, Mr. Fitzpatrick was responsible for the strategic asset allocation of the company's investment portfolio which totaled $12 billion. Mr. Fitzpatrick started his career with Kemper Corporation as a financial analyst in 1978, holding several positions in corporate finance until 1990.

Mr. Fitzpatrick is a Chartered Financial Analyst (CFA) (1987), a Certified Public Accountant (CPA) (1979, non-practicing) and has a BBA from Loyola University of Chicago (BBA) (1979). He is a citizen of the U.S.A. and the Republic of Ireland.

Mr. Fitzpatrick was a member of the Board of the Association of British Insurers from 2003 to July 2006, a Director on the Board of Atradius N.V., a credit insurer from 2005 to 2007 and a director of Validus Holdings, LTD, a NYSE-listed Bermuda-based Reinsurer from February 2010-March 2011.

Hugo Córdova joined Advantage in March 2018 to serve as a Client Services Manager. Hugo is responsible for all aspects of our Life Insurance policy issuance as well as for client relationship management and business development in Puerto Rico. Hugo started his career at Banco Santander in Puerto Rico in the Management Trainee program. He worked in the Commercial Lending Department and as a Branch Manager. In 2010 he was hired by Aon to provide Insurance Management Services to international insurers in Puerto Rico.

Hugo is a licensed CPA in the Commonwealth of Puerto Rico. He earned his BBA in Accounting from the University of Sacred Heart in Puerto Rico. He currently serves as the President of the Puerto Rico International Insurers Association.

Pedro I. Vidal-Cordero is a corporate law attorney with over 25 years of professional experience and a deep understanding of the Puerto Rico business environment. Vidal's practice covers regulatory, transactional and compliance matters related with the establishment and operations of insurance companies, captives, international insurers, and reinsurers operating under the Puerto Rico International Insurance Center, as well as other entities engaged in the sale of insurance and other regulated financial institutions. He has ample experience in representing and counseling international and domestic and international clients doing business in Puerto Rico, and regularly advises clients in corporate reorganizations, re-domestications, conversions, mergers and purchase and sale transactions.

Vidal has represented clients in major transactions including establishing operations under the “Puerto Rico International Insurance Center” and procuring tax-exemption grants for international insurers, and Act 20 service export companies, among many others.

Erick Negrón
Rexach & Picó

Eduardo Colón
PRIBA

Melba Acosta
McConnell Valdés

Atty. Erick G. Negrón Rivera is a Partner at the Rexach & Picó law firm in San Juan, Puerto Rico. During his career of over thirty-five years as a lawyer, Atty. Negrón has amassed considerable experience in the areas of corporate practice, administrative law, taxation, and insurance regulation, representing clients in a wide range of issues. He has been a speaker at numerous industry events and has assisted the Puerto Rico Government in the drafting of important aspects of insurance and tax legislation and regulation. He has served on the board of two insurance companies, and is a board member of the Puerto Rico International Insurers Association. Atty. Negrón was also a member of the Constitutional Development Committee of the Puerto Rico Bar Association from 1998 to 2006. He holds a B.A. in Economics from Yale University (1982), and a J.D. from Harvard Law School (1985).

Eduardo Colón is President of Advantage International Bank Corp., (“AIBC”), a private commercial bank intended to serve the needs of specialty insurance companies and their private clients. AIBC commenced operations on January 1, 2016.

Mr. Colón has over 30 years of experience with leading banking, securities and non-bank financial services companies. Prior to joining Advantage in 2015, HE was the Chief Operating Officer of Citi International Financial Services, a broker dealer subsidiary of Citibank. He has also been First Vice President of Corporate Banking of SunTrust Bank, Senior Vice President, Treasurer and Head of Corporate and Commercial of Scotiabank Puerto Rico, President of BBVA Securities Puerto Rico, Senior Vice President and Head of Capital Markets and Trading of Santander Securities and Vice president and General Manager of Chase Securities Puerto Rico. Eduardo is also the current President of the Puerto Rico International Banks Association.

Eduardo earned his BBA from the University of Puerto Rico, Cum Laude and his MBA from the University of Massachusetts at Amherst.

Melba Acosta Febo was born in Arecibo, she is a certified public accountant, lawyer, and notary.

Acosta holds a bachelor's degree in Accounting from the School of Business Administration of the University of Puerto Rico at Río Piedras (Magna Laude); a Master in Business Administration (MBA) from Harvard Business School; and a Juris Doctor from the University of Puerto Rico School of Law (Magna Laude).

She was appointed as Secretary of the Department of Finance, Chief Public Finance Officer and President of the Government Development Bank for Puerto Rico by Governor Alejandro García Padilla. Prior to that, she was Director of the Office of Management and Budget, and Chief of Information (CIO) of the Government of Puerto Rico under the administration of Governor Sila M. Calderón. She also served as Chief of Staff of the Municipality of San Juan under Mayor Calderón.

As part of her public sector positions, she was member and president of various board of directors, including the Government Development Bank for Puerto Rico and its subsidiaries, the Economic Development Bank, the Retirement System of the Employees of the Commonwealth and the Judiciary Branch, and the Retirement System of the Teachers, among others.

In private enterprise, she worked as Corporate Counsel at the McConnell Valdés law firm, where she currently works, and served as Executive Vice President, Corporate Risk Manager, COO, and CFO of RG Financial Corporation and its banking subsidiary. In addition, she worked as Tax Consultant at Price Waterhouse.

She is member to the Boards of Directors of the Museum of Art of Puerto Rico, where she is Treasurer, and of the Luis Muñoz Marín Foundation. He previously served on the Board of Directors of United Ways of Puerto Rico.

James Walker
Bulldog Expert Solutions

Ana María de Alba
CSMB

Antonio Ramírez
McConnell Valdés

Jay is the founding partner of JA Walker & Associates, Inc., a law firm specializing in international insurance, re-insurance and finance matters. He received his undergraduate degree from the University of Virginia with honors (member of the Omicron Delta Epsilon International Honors Society in Economics) and his law degree Cum Laude from the University of Georgia (member Georgia Law Review).

Jay is a nationally recognized expert on international life insurance and annuities and a frequent speaker on insurance topics. He is a contributing author to the textbook International Life Insurance published by Chancellor Publications and has been actively involved in drafting insurance related legislation for the State of Georgia, Puerto Rico and The Cayman Islands. He is a founding member of the Puerto Rico International Insurers Association (PRIIA).

His global insurance expertise and experience allows Jay to effectively co-ordinate with (Rexach & Picó) the Puerto Rico legal counsel of US Commonwealth Life and other legal, insurance and tax experts at firms used by US Commonwealth Life in the US, Canada, Europe, Israel, Mexico, and Latin American, including Brazil, Chile, Peru, Uruguay, Colombia, and Venezuela.

Ana María H. de Alba is the founder and CEO of the consulting firm CSMB, which she founded in 1997, specializing in risk management, financial research, and corporate strategy. She is also the founder of RiskRator®, the first technology software in the industry that has been created to quantify and assess the AML/CFT risk at the institutional level. Ana Maria is also an instructor and academic advisor to FIBA and is associated as a subject matter consultant with several international intelligence, research, and security firms. Ana María has more than 30 years of experience and professional training in the banking and consulting services industry. As a banking executive she held managerial positions in domestic and international banking at institutions such as SunTrust, Banco Atlántico, International Finance Bank and BICSA (Banco Internacional de Costa Rica.)

As a consultant, she has led multiple projects in financial research, risk management and assessments, due diligence in support of mergers and acquisitions, and evaluation of internal controls primarily related to the prevention of money laundering, and compliance with Anti-Money Laundering and Countering the Financing of Terrorism, OFAC, and FCPA laws. Ms. de Alba is a recognized and frequent international speaker, exhibiting at international congresses on issues related to the prevention of money laundering and against the financing of terrorism, anti-corruption and bribery, and prevention of fraud and embezzlement of public funds. In addition, as a speaker, he has presented her knowledge in multiple international congresses in the USA, Panama, Peru, Ecuador, Mexico, Colombia, and Spain – among other countries.

Ms. de Alba holds a Bachelors' Degree in Business Administration and Finance from the University of Miami, as well as an MBA in Banking and Finance from Nova Southeastern University. In turn, in the field of AML/CFT she is certified by FATF as an expert country evaluator in "Mutual Evaluation Methodology" and maintains multiple designations and accreditations such as the AMLCA and CPAML certifications of FIBA in partnership with Florida International University (FIU), and CCRS certification (Crypto Currency Risk Specialist) issued by CypherTrace®.

He specializes in cross border transactions, government affairs, and government procurement and contracting. His corporate practice has been focused primarily on insurance and banking regulatory issues and insurance M & A transactions, involving both insurance company and insurance brokerage asset purchase and stock purchase transactions. Mr. Ramirez has also been involved in the organization and authorization of insurers, including the incorporation and organization of the first domestic life reinsurer in Puerto Rico and the incorporation and authorization of the first mutual insurance company in Puerto Rico. He also assists clients in responding to Request for Proposals (RFP) processes, and in their negotiation of contracts with the Government of Puerto Rico.

He holds the Chartered Property and Casualty Underwriter (CPCU) designation from the American Institute of Chartered Property and Casualty Underwriters, as well as Associate in Reinsurance (ARe) and Associate in Risk Management (ARM) designations from the Insurance Institute of America. Mr. Ramirez is a past president of the Puerto Rico Chapter of the CPCU Society. Prior to rejoining the Firm, Mr. Ramírez acquired extensive experience in the Property and Casualty insurance field at the Philadelphia offices of General Accident Insurance Co., and American International Group. In the latter, he was responsible for the management of a book of large limits excess and umbrella liability policies, and in developing markets for such products in Philadelphia, New Jersey, Virginia, Maryland, and Washington D.C.

Mr. Ramírez held the position of General Counsel and Corporate Secretary for Caribbean Financial Group Holdings, L.P. (“CFG”), a holding company for several consumer finance companies in Panama, Trinidad and Tobago, Aruba, Curacao, Sint Maarten, Bonaire, and Puerto Rico, and a captive reinsurance company (CFG Insurance Ltd.) in Barbados. During his tenure at CFG, Mr. Ramirez acquired extensive experience in cross border transactions and regulatory issues, including divesting of operations, licensing and regulatory compliance issues, negotiation of financing arrangements, and debt issuance processes. Mr. Ramírez also acted as President of CFG Insurance Ltd., and as such, was involved in the financial and operational oversight of the operation, and the negotiation of treaty reinsurance agreements with credit life, unemployment, and disability insurers in Panama and the United States.

Having served as Deputy Executive Director of the Economic Development and Tourism Department of the Municipality of San Juan under former Mayor Sila M. Calderón, Mr. Ramírez acquired invaluable experience in government affairs and in the building of lobbying coalitions. Mr. Ramirez was involved in the creation of the Consumer Loan Companies Association (FINANCO), an association grouping consumer loan companies operating in Puerto Rico. In representation of FINANCO, he has led lobbying efforts to defeat several bills that would have been harmful to the industry, including attempts to regulate interest rates on small loans. More recently, Mr. Ramirez was instrumental in the creation of the Coalition of Retailers, a lobbying coalition composed of several of the principal national retailers, and has been extensively involved in lobbying involving tax and consumer affairs matters affecting retailers in Puerto Rico. He has also participated in drafting of pivotal legislation, such as the Electronic Transactions Act and the Viatical Settlements Act.

Mr. Ramírez does Pro Bono legal work for the Puerto Rico Museum of Contemporary Art. He also does photographic work to document the Museum's collection and for use in publications by the Museum.

Agnes B. Suárez
AIG, Inc.

Arleen Taveras
Spot on Insurance

Mark Jacobs
Captive Alternatives International

CPA Suárez Méndez is currently president and CEO of AIG Insurance Company Puerto Rico, the world's leading property and casualty insurance organization. She has served as Senior Vice President of Financial Lines for HUB International / CLC Insurance Services, and was regional vice president of Financial Lines for American International Insurance Company (AIG).

Agnes B. Suárez served as Deputy Mayor, in charge of the administration of the Municipality of San Juan, and president of the Economic Development Bank for Puerto Rico. She is a member of the Board of Directors of Community Financial Advisors and of the Consultative Board of the Tina Hills Award of the Angel Ramos Foundation, and is an International "senior" member of AIESEC International. She has received the recognition of Women who Lead and Caribbean Business's Women who Rule.

A native of San Juan, she is the youngest of five siblings, and mother of four: Ronnie, José Manuel, Ronald Alexander, and Andrés.

From 1997 until September 1, 2021 Arleen Taveras was co-Founder, President & CEO of Insurance Licensing Services of America, Inc. (ILSA). Throughout the years the company launched over 50 compliance services. In 2017, the 20th anniversary year, the company launched the Spot On Insurance (SOI) podcast—the place for insurance professionals to get weekly podcasts covering innovative solutions for the industry. Arleen co-hosts the podcast with her husband Ted.

Arleen is considered a leading authority in insurance compliance and licensing regulations. She is a past member of the National Association of Insurance Brokers' Licensing Task Force, and the Texas Surplus Lines Association Legislative and Recruiting Committees and has been a member of the Society of Insurance Licensing Administrators (SILA) since 1993.

Arleen attended Jersey City State University and the College of Insurance in New York City where she obtained her Associate in Risk Management, (ARM).

On September 1, 2021 she relinquished her President & CEO role when ILSA was acquired by ReSource Pro. She now serves as an advisor to the company which employs over 5000 team members worldwide.

Bio coming soon.

Rubén Gely, Sr
IICG

Gabriel Caballero, Jr.
Holland & Knight

Yeissa Rodriguez
Advantage International

Gely has over 25 years experience in the insurance industry. He started his career in the Insurance Industry as an Agent, and was appointed Executive Aide to the Commissioner at the Office of the Commissioner of Insurance of Puerto Rico (OCI), later becoming an Examiner's Supervisor in charge of the Financial Analysis Unit at the Office. In 2006, Mr. Gely was appointed as Director for the International Insurers and Reinsurers Division, and later Deputy Commissioner of Supervision and Compliance. In 2010 he was appointed as liaison with the Department of Economic Development of Puerto Rico. He has participated in Economic Missions of the Government of Puerto Rico to China, United Kingdom, Venezuela, Panama, Colombia, Spain and the United States. He served at the OCI as the Director of the International Insurers and Reinsurers Division until 2018, then starting the Chairman position at International Insurer's Consulting Group, Puerto Rico.

The American Institute granted Mr. Ruben Gely the Chartered Property and Casualty Underwriter (CPCU), the Accredited Adviser in Insurance (AAI) and the Associate in Risk Management (ARM) certifications for CPCU.

Gabriel Caballero is a partner in Holland & Knight's Miami office and member of the firm's Financial Services practice group. Mr. Caballero concentrates his practice on the representation of domestic and multinational organizations (including banks, broker dealers, money services businesses, other financial institutions, investment companies, fund managers and private equity groups) on a broad range of business, licensing, regulatory and compliance matters. Prior to joining the firm, he served as an associate general counsel for the U.S. private banking subsidiary of one of the world's largest banks (as measured by market capitalization). He regularly advises clients on issues relating to the Bank Secrecy Act (BSA), anti-money laundering, Office of Foreign Assets Control (OFAC), the Foreign Account Tax Compliance Act (FATCA), financial privacy, consumer protection, virtual/digital currencies (including Bitcoin), and enforcement actions by various federal and state regulatory authorities (e.g., the Federal Reserve, OCC, FDIC, CFPB, OFAC, FINRA, SEC and the Florida Office of Financial Regulation). Mr. Caballero has also counseled lenders and borrowers on issues relating to commercial lending, private banking, secured transactions, creditors' rights, letters of credit and negotiable instruments.

Yeissa Rodriguez joined Advantage International Bank in June 2018. Yeissa has more than 17 years of experience in the financial services industry. She has expertise specifically related to BSA, AML, OFAC and regulatory compliance laws and regulations. Prior to joining Advantage, Yeissa started her journey in the industry in a commercial bank in Puerto Rico, afterwards being a Compliance Officer in several International Financial Entities in Puerto Rico. Yeissa earned her BBA from the University of Puerto Rico where she majored in Criminal Justice with a concentration in Law and Society. She is a Certified Anti-Money Laundering Specialist (CAMS) and a Certified Fraud Examiner (CFE). She holds an Identity Theft Investigator Certification as well as a Private Investigator Diploma. Recently she got certified by ACAMS in their Advanced Risk Management program. Yeissa is actively involved in the Puerto Rico International Bankers Association (PRIBA).

Raymond Villanueva
Kaufman, Rossin & Co.

Ernesto Mayoral
McConnell Valdés

Heidy Duarte
Kaufman, Rossin & Co.

Raymond Villanueva is a director in Kaufman Rossin's risk advisory services practice. He brings more than 28 years of law enforcement and investigative experience with emphasis on the Bank Secrecy Act, anti-money laundering, trade enforcement, sanctions, and anti-fraud, as well as international collaboration and information sharing.

He has extensive experience in evaluating and mitigating risks and conducting and overseeing national and international large-scale financial crimes investigations and mitigation programs involving anti-fraud, anti-money laundering, Office of Foreign Assets Control, trade enforcement, and Foreign Corrupt Practices Act, amongst others. Ray has also provided several congressional testimonies on high-level issues of national significance.

Before joining Kaufman Rossin, Ray was a United States Senior Executive Service member, serving as the Special Agent in Charge for Homeland Security Investigations (HSI) in Washington, D.C. He was also the Director of HSI's Office of International Operations, responsible for the agency's investigative and diplomatic global efforts in over 53 countries worldwide. Ray was also a member of the United States Delegation to the Financial Action Task Force (FATF).

As a frequent speaker at industry events and panels, Ray has been quoted in financial news, professional publications, books, and several national and international financial typology reports, including some adopted by FATF.

Ray is a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS), is a Certified Anti-Money Laundering Specialist, and a Board Member of the ACAMS U.S. Capital Chapter. A native of Puerto Rico, he is fluent in Spanish and English.

Mr. Mayoral acts as lead counsel in a wide range of banking, securities, and insurance acquisitions, and on regulatory applications to federal and Puerto Rico banking agencies. His practice is concentrated in banking, financial, and insurance regulatory matters, as an advisor for banks and other financial institutions (including international banking entities doing business in Puerto Rico), and insurance companies and producers. He has also acted as lead counsel in a wide range of corporate transactions, including commercial real estate acquisitions and securities offerings.

From 1991 until he joined the firm in June 1994, Mr. Mayoral was the Director of the Legal Division of Popular, Inc. Prior to this he served as Legal Counsel to Banco de Ponce from 1982 until its merger with Banco Popular in 1990.

From 1990 until 1994 Mr. Mayoral was a member of the Puerto Rico Bar Examination Board and an Associate Professor on Banking Law at the Interamerican University School of Law in 1993 and 1994.

Mr. Mayoral has consistently been ranked as one of Puerto Rico's Leading Attorneys in the Corporate/Commercial field by the renowned international publication Chambers & Partners in its Latin America Guide. He is also ranked in the Corporate and M&A field of The Best Lawyers in Puerto Rico guide.

Heidy M. Duarte is a Principal in Kaufman Rossin's Risk Advisory Services practice. With over 16 years in the Financial Services industry, she has extensive experience in forensic accounting, risk management, and regulatory compliance matters, helping clients identify and mitigate risks. Heidy is a highly-skilled professional with international experience in public accounting, financial services, and other private sectors with a proven track record in assessing risks combined with extensive knowledge of BSA/AML/OFAC, IFRS, COSO, GAAP, GAAS, and SOX (“Sarbanes-Oxley”). She has experience working with Banks, Broker-Dealers, Money Service Businesses, Insurance, and other non-bank financial institutions. Heidy is recognized as an expert in BSA/ AML/CFT, having served as a panelist at major anti-money laundering conferences, webinars, and round tables. She also possesses expertise in fraud risk assessments and investigations, leading to the development and strengthening of fraud prevention and detection procedures.

Prior to joining Kaufman Rossin, Heidy was the director of the National Forensics Practice of a large global international accounting and consulting firm. She led the development of the AML practice in Puerto Rico, LATAM, and the Caribbean. In addition, she participated in multiple projects assisting foreign financial institutions, reviewing, testing, and enhancing their regulatory compliance programs in connection with their application or maintenance of their correspondent banking relationship with the USA. She also led numerous Forensic accounting investigations, AML & Compliance reviews, AML assessments, Enhanced Due diligence, M&A, lookbacks, and Gap Analysis, amongst others.

Previously, Heidy served as the BSA/ AML/ OFAC Officer and Head of the Corporate Financial Fraud department at a national financial institution, where she was responsible for promoting and implementing compliance standards and minimizing BSA/AML/OFAC and fraud exposure through the development and implementation of robust Anti-Money Laundering, Bank Secrecy Act, and OFAC programs. Heidy also has extensive experience working with Bank examiners, Internal Audit, Board of Directors, and Regulatory agencies.

Heidy is serving her third consecutive year as an Executive Board Member of “Women United,” a sub-committee of United Ways. She also serves as an instructor in the executive program in Anti-money laundering and accounting for the University of Granada in Spain (virtual Program); she is also the instructor of the FIBA Foreign Correspondent Bank Certificate (In Spanish). In 2021, Heidy received the South Florida Hispanic Miami Chamber of Commerce Award. “Women of Leadership Award” Business/ Accounting.

Heidy earned her Master of Accounting from Florida International University. She also completed a Risk Management for Corporate Leaders program from Harvard Business School Executive Education. She is fluent in both English and Spanish.

Ileana Fernández
DLA Piper

Jairo Namur
Intelligence for Action

Ricardo Gomez
Kaufman, Rossin & Co.

Ileana Fernández-Buitrago focuses her practice in local and federal regulatory matters involving depository, non-depository and international financial institutions, as well as on general corporate and commercial law. Ileana brings to DLA Piper (Puerto Rico) over 25 years of experience as Special Counsel at a major law firm in San Juan. Prior to that, Ileana served as Vice President, Secretary of the Board of Directors and Director of the Legal Division of BanPonce Corporation and its banking and non-banking subsidiaries. She has been lead counsel in connection with diverse and complex bank mergers and acquisitions. She also handles matters related to relevant legislation affecting the financial services industry. Ileana is a frequent lecturer on matters related to the financial industry in Puerto Rico.

Jairo Namur is a senior business executive with over 30 years of banking experience. Mr. Namur's industry related expertise includes domestic and international cash management, correspondent banking, trade finance, corporate trust, Global Custody, Asset Management, and Payment/Securities systems development. As an expert in payment and securities market infrastructures Mr. Namur has worked with many private and government run entities throughout Latin America and the Caribbean in establishing or modernizing their operating systems.

Prior to joining CSMB, Mr. Namur spent 9 years at SWIFT in various Senior roles including Manager for Strategic Markets and Relationships LATAM, Regional Head of Sales and Business Development for Latin America and the Caribbean, and Head of Market Infrastructures LATAM and the Caribbean. In these roles Mr. Namur was responsible for leading the company's strategy and sales efforts in the region across all products and services including the messaging platform, business consulting services, regulatory compliance services such as Sanctions Screening and the KYC Registry, and IT advisory services. His team's responsibilities reached across all markets including Financial and non-bank financial institutions, central banks, broker dealers, trust companies, payment and securities market infrastructures, and government related regulatory entities.

Throughout his career, Mr. Namur has held a variety of senior level positions at some of the world's largest global transaction banks. His prior roles include 5 years as Vice President Global Transaction Banking for HSBC Bank USA based in NY and Mexico City and 8 years at The Bank of New York. During His time at BNY he held various positions including Regional Head for the Andean and Central American regions, VP and Head of Cash Management for Latin America and the Caribbean, and General Manager of the Venezuelan Regional Representative office. Prior experience also includes Regional Head of Central America, and Head of Cash Management LATAM, at the Philadelphia International Bank, Philadelphia and Manager of the third-party payments clearing operation at the Philadelphia International Bank NY. Mr. Namur has also held key positions in the operations areas at Bankers Trust Company NY and Bank of America International NY.

Mr. Namur attended Pace University in NY, and Universidad de los Andes, in Bogotá, Colombia. Also, Mr. Namur holds various certifications including the Association for Financial Professionals, Certified Treasury Professional (CTP) as well as the prestigious FIBA/FIU's Anti Money-Laundering Certified Analyst (AMLCA) designation, which he maintains in good standing through continuing education on AML/CFT compliance matters. Jairo Namur is fully bilingual in English and Spanish.

Ricardo Gomez leads risk advisory, anti-money laundering (AML) and investigative engagements for clients in the financial, legal and corporate sectors. He leverages his extensive knowledge of the Bank Secrecy Act (BSA), USA Patriot Act and OFAC regulations when counseling clients on compliance matters across the United States, Canada, Latin America and the Caribbean. He also applies his knowledge of Latin American and Caribbean AML regulatory frameworks when advising clients.

He specializes in implementing compliance programs for various types of financial institutions. Ricardo has conducted more than 50 AML compliance evaluations for foreign financial institutions with operations in over 20 countries. He also spearheads complex due diligence investigations and remediation projects.

He has led BSA/AML/OFAC independent reviews of community banks, brokerdealers, credit unions, insurance companies, and financial technology and cryptocurrency companies. Ricardo has also managed AML risk and gap analyses of nontraditional financial institutions, including lottery and gaming companies and wholesale distributors with operations in Latin America.

Before joining the firm, Ricardo worked at a global regulatory, financial crime, risk and compliance company where he reviewed international banks, assessed their compliance programs and conducted BSA/AML/OFAC compliance reviews.

Ricardo is a member of the Association of Certified Anti-Money Laundering Specialists, the Florida International Bankers Association, the South Florida Compliance Association and the Juncadella Corporate Counsel Group.

He is a Certified Anti-Money Laundering Specialist and is bilingual in English and Spanish.

Natalia I. Zequeira
Commissioner of

Alcides Ávila
Ávila Law

Alexander Fortich
US Century Bank

Bio coming soon.

Alcides I. Avila is a founding partner of AVILA and an attorney in its Corporate and Financial Services practice. Prior to the formation of AVILA in 2007, Mr. Avila was a partner in the Miami office of an AmLaw 20 national law firm and was the practice group leader of that firm's Financial Services Practice Group. Mr. Avila represents domestic and foreign clients in all aspects of bank regulatory, lending, mergers and acquisitions and other transactional matters. With over 40 years of experience, he regularly represents clients before the Federal Reserve, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Florida Office of Financial Regulation and other regulatory agencies. Mr. Avila has represented numerous foreign financial institutions and investors in establishing and expanding banking operations in the United States. In addition to his banking practice, he has extensive experience in domestic and international business transactions, including cross-border mergers and acquisitions and financings. Mr. Avila has also served as independent counsel to the Board of Directors of various banks in connection with compliance and enforcement actions. He has been recognized numerous times as a ‘Best Lawyer' in banking, and has served as general counsel for the Florida International Bankers' Association. Mr. Avila is a frequent speaker on specialized panels discussing banking regulation, international trade and finance, and risk management. He graduated magna cum laude with a Bachelor of Arts from the University of Miami, obtained his Juris Doctorate, cum laude, from Notre Dame Law School, and was admitted to the Florida Bar in 1980. He is bilingual in English and Spanish.

Mr. Fortich has more than 24 years of banking experience including 10 years of BSA/AML/OFAC expertise. He oversees the Bank's BSA/AML and Consumer Compliance programs.

Previously, he held leadership positions at several South Florida banks, and served as a Financial Crimes Investigator for the State of Florida Office of Financial Regulations (OFR), successfully investigating white-collar crimes.

Mr. Fortich is a Certified Fraud Examiner and Certified Anti-Money Laundering Specialist. He is a member of Florida International Bankers Association, Association of Certified Anti-Money Laundering Specialist and Association of Certified Fraud Examiners.

He earned a Bachelor in Business from St. Thomas University and a Master of Business Administration from Nova Southeastern University.

Roxana Cruz
Tax Law and

Roger Duerig
Tolomeo Bank

Marilú Jiménez
FINCAdvisors

Ms. Cruz is a JD-educated business strategist with an LLM in taxation and 20 years of experience practicing law in Puerto Rico. She is an innovative counselor specializing in tax and tax incentives with a strong understanding of the Puerto Rico Incentives Code. Ms. Cruz has served as the Deputy Secretary of the Puerto Rico Treasury Department and Director of the Tax Incentives Office of the Puerto Rico Industrial Development Company where she oversaw the implementation of Puerto Rico's most relevant economic development and incentives acts, including Act 73-2008 and Act 20 & 22 of 2012.

Roger is a professional banker with over 30 years' experience in the international wealth management arena. As a Senior Executive he has profound international, multicultural experience in the financial services industry. Roger demonstrates strategic focus and vision and has excellent interpersonal and leadership skills.

The last four years Roger successfully managed Tolomeo Bank International in Puerto Rico as Director and CEO. He developed and grew the bank from a client perspective as well as from a structure, platform and product point of view.

Before moving to Puerto Rico, Roger acted as CEO of Private Investment Bank in The Bahamas and held senior management positions with UBS, HSBC and Finter Bank Zurich in New York, London and Zurich.

Roger is holding a Bachelor's in Business & Administration and a Diploma in Banking & Bank Management from the Swiss Finance Institute.

Roger has 2 children and enjoys family, friends, travel and sports.

Ms. Jiménez is an attorney and certified Bank Secrecy Act/Anti-Money Laundering (BSA/AML) expert with more than 30 years of experience in the financial services sector. She served as the Chief Compliance Officer for the leading Hispanic banking institution in the United States, supervised by the Federal Reserve Bank of New York.

Ms. Jimenez is an industry authority with extensive experience evaluating BSA/AML, USA Patriot Act, and Office of Foreign Asset Control compliance programs as well as consumer and financial compliance. Ms. Jiménez helps bank executives and boards of directors of financial and nonfinancial institutions establish proper governance processes, providing tailored trainings, performing risk assessments as well as assisting institutions in responding to compliance matters requiring board attention, bringing practical hands-on experience to international and domestic banks. Ms. Jimenez has also trained government officials and supervisors in Latin America.

Ms. Jimenez has served as a Senior Advisor to McKinsey & Company and SecuraIsaac on compliance matters and system implementations. Ms. Jiménez has also assisted as a subject matter expert to the Anti-Money Laundering Specialists Association (ACAMS) on their certifications for risk assessment, sanctions management and know your customer & enhanced due diligence practices. Currently she chairs the Editorial Board of the ACAMS publication in Spanish where she has published several articles on financial crimes and Women in AML.

Highly knowledgeable in banking laws, regulations, risk management, and corporate governance, Ms. Jiménez holds several industry board positions. She has participated with the American Bankers Association (ABA) in various capacities, as co-chair and member of the Advisory Board on Financial Crimes and previously as Chairwoman of the ABA Compliance Administrative Committee. She is currently a member of the ACAMS Advisory Board. Additionally, Ms. Jimenez led the Puerto Rico Bankers Association Anti-Money Laundering Committee and still spearheads the leading educational Financial Crimes Symposium in Puerto Rico. In 2017, she was the recipient of the Professional of the Year Award by ACAMS.

Ms. Jiménez is a frequent public speaker both nationally and internationally (English and Spanish). She has cooperated with the US Treasury Department in the public and private sector dialogues with the Latin American financial community and currently trains regulatory bodies and government officials in Latin America.

Ms. Jiménez previously served as Senior Vice President & Division Director of the Corporate Compliance Division for Popular, Inc., where she supervised the compliance function in Puerto Rico, the United States, and all other operations in the Caribbean and Latin America. While at Popular, Ms. Jiménez developed the structure for the compliance function and anti-money laundering program. She has additional, prior experience with multinational institutions as legal counsel and compliance supervisor with Citibank, Puerto Rico's Commissioner of Financial Institutions, and Banco Santander where she developed, managed the Legal Counsel Office and Corporate Compliance. Ms. Jiménez participates in boards of community-based organizations helping underserved communities as Chairwoman of Espacios Abiertos and Estuario de la Bahía.

Aixa Maldonado
Zeichner Ellman & Krause LLP

Mark H. Leeds
Mayer Brown

Gilberto Figueroa, Esq. CAMS
GF Compliance &

Aixa Maldonado is a partner at Zeichner, Ellman & Krause LLP in Washington, D.C. and New York where she advises corporate clients, including financial institutions, on compliance programs, corporate policy, and regulatory obligations. She also advises and defends corporate clients and their executives during white collar crime prosecutions, civil investigations, and governmental and regulatory inquiries. Prior to this she served as a federal prosecutor with the U.S. Department of Justice for over 22 years, specializing in corporate compliance, money laundering and corruption investigations focusing on gatekeepers and kleptocrats.

Mark H. Leeds is a Tax Transactions & Consulting partner in Mayer Brown's New York office. His practice is focused on the tax consequences of a variety of capital markets products and strategies, including over-the-counter derivative transactions, swaps, tax-exempt derivatives and strategies for efficient utilization of tax attributes—such as net operating losses.

Mark advises on the tax aspects of capital markets, structured finance, derivatives, financial products and insurance transactions and has extensive experience working with both buyers and sellers to develop and structure complex derivatives. A significant portion of his work involves the taxation of financial products and trading strategies engaged in by banks and other financial market participants. He also advises on hedge fund and other investment vehicle formation matters. A significant portion of Mark's legal practice focuses on the United States federal income tax issues faced by individuals and businesses migrating to Puerto Rico.

Mark is a former managing director and senior tax counselor with Deutsche Bank in New York. He also served as the general counsel of a credit derivative company and was a partner at Deloitte & Touche, where he led the capital markets tax practice.

Mark is a frequent writer and speaker on tax topics affecting the capital markets.

Mr. Gilberto Figueroa, is an executive financial industry consultant and subject matter expert in financial crimes and anti-money laundering compliance programs. Mr. Figueroa is a former Supervisory Special Agent of the United States Department of Homeland Security (DHS), Homeland Security Investigations (HSI), with more than 12 years of experience investigating money laundering, financial crimes, and fraud. During his tenure with DHS-HSI, Mr. Figueroa held different managerial positions including Resident Agent in Charge (RAC) in the city of Albuquerque, New Mexico, and Section Chief of the Financial Crimes, Narcotics, and Special Operations Division at HSI's Headquarters in Washington DC. Mr. Figueroa also served for several years as the BSA/AML/OFAC Officer for Popular Community Bank in New York.

Mr. Figueroa holds a Degree (B.A) in Political Sciences from the University of Puerto Rico and a Juris Doctor (JD) from the Inter-American University of Puerto Rico Law School. He is also a Certified Anti-Money Laundering Specialist (CAMS); Certified Risk Vendor Program Manager (CRVPM); Certified Expert in Cyber Research (CECI); Certified Auditor in Internal Controls (CICA) and Certified Investigator in Crypto-Currencies (CCI).

Trevor Foo
BDO

Michael Jimenez
Genesis Systems

Joseph González
FBI

Trevor Foo is a director in the Risk Advisory Services practice at BDO USA and has been in the public accounting profession for more than 18 years. He provides information technology strategies and solutions to organizations. Trevor helps clients meet regulatory requirements and establish security and internal controls to protect their businesses and grow their profits.

Having extensive experience with SOX compliance, internal audit, IT audit services, and SOC reporting, Trevor has successfully worked closely with senior management teams, internal audit departments, and our risk clients' external auditors (including all Big 4 firms) in the development and enhancement of IT controls, as well as the testing of controls on a global scale for both publicly-traded and privately held companies. Trevor recently worked on the successful M&A SOX integration of a $1.5 billion acquisition, while playing a key PMO role in the successful fourth quarter rollout of a significant ERP (SAP) implementation at the acquired company.

Prior to joining BDO USA, Trevor was the Vice President of Information Technology with the Miami subsidiary of an international bank operating throughout Latin America and the Caribbean where he provided technical and strategic direction to integrate IT and all operational processes.

Michael Jimenez is a founding member of both Genesis Systems Consulting and PAAST, P.L. a Certified Public Accounting and Consulting firm. Michael has extensive experience in information security, information technology governance, growth strategy consulting, vulnerability assessments, penetration testing, forensic information technology, due diligence, system validations, banking compliance, and Bank Secrecy Act and Anti-Money Laundering audits for clients in multiple industries using an array of software applications and platforms. He has also performed Cybersecurity, E-Banking, and BSA Risk Assessments in accordance with FFIEC guidelines.

Michael also provides oversight for the day-to-day operations of the Firm, including information technology (IT) governance and security management.

Michael has lectured on many topics such as implementing document management systems, data and network security, audit processes, BSA/AML/OFAC model validations and risk assessments. Michael has participated in numerous discussion panels on the same topics for Prime Global, the South Florida Compliance Association, the FICPA, the South Florida Banker's Institute, University of Miami, and Miami Dade College. Michael has also written several articles for various publications.

Michael is Certified Information Systems Auditor and a Certified Information Security Manager.

Prior to joining the firm, Michael supervised the Management Information Systems department of a regional accounting firm. He was as a member of the technology team for managing several systems and was instrumental in Year 2000 IT security reviews and compliance mandates for the financial institutions and regulated industries serviced by the Firm.

Michael previously worked at Pan American Airlines as a Network Manager developing, implementing, and managing the airline's Wide Area Network (WAN), as well as remote access solutions for the airline's global network and its employees. He was also responsible for maintaining and implementing network security policies for the organization.

As a network and Lotus Notes engineer at IVAX Corporation, Michael was responsible for the development, implementation and management of the company's WAN solutions for corporate headquarters and global subsidiaries. He was also in charge of the maintenance of the corporation's Lotus Notes servers worldwide.

Mr. Gonzalez began his FBI career as a Special Agent in 2003, investigating white -collar crime in the New York Field Office.

In 2006, Mr. Gonzalez came to the San Juan Field Office for the first time to investigate organized crime, international drug trafficking, money laundering, and violent gangs. He was promoted to Supervisory Special Agent of San Juan's Criminal Enterprise Squad in 2011 and served as the coordinator for the Organized Crime Drug Enforcement Task Force. In 2012, he became supervisor of the Public Corruption/Civil Rights squad, which was responsible for dismantling networks of corrupt law enforcement officers throughout Puerto Rico.

By 2014 Mr. Gonzalez was named Chief of the Public Corruption Unit in the Criminal Investigative Division at FBI Headquarters in Washington DC. He also served as the acting Section Chief of the Public Corruption Civil Rights Section.

In 2016, Mr. Gonzalez was promoted to Assistant Special Agent in Charge of the Special Operations Branch of the Newark Field Office in New Jersey. As an ASAC, he had oversight of surveillance and aviation operations, human intelligence, security, language services, the undercover program, and several other programs.

In 2017, Mr. Gonzalez was promoted to Chief of the Operational Support Section in the International Operations Division at Headquarters, where he had oversight of several units. He was appointed Legal Attaché in Mexico City in 2018, serving as the primary liaison to the FBI's Mexican counterparts.

He served as Legal Attaché for three years, before being selected as the Special Agent in Charge of the San Juan Field Office, where he currently serves.

Omar Mues
Kevane Grant Thornton

Martín Pirillo
Pirillo Law

Gabriel Viera
Zenus Bank

Omar is a tax senior manager with over sixteen years of experience in public accounting, including “Big Four” firms.

He has experience in consulting services, general and public accounting, and taxation, with hands-on experience in Puerto Rico tax incentives, private letter rulings and closing agreements, and tax planning and strategies.

He has also worked in the areas of individual and corporate taxation, as well as partnerships, corporations of individuals, and limited liability companies in the manufacturing, wholesale, retail, service, real estate/low income housing and hospitality industries.

Memberships: Puerto Rico State Society of Certified Public Accountants and American Institute of Certified Public Accountants.

Omar has a BBA in accounting and is a CPA.

Martín Pirillo is the managing member of the Firm. He has become a leader in the field of international financial entities, banks, financing and factoring companies, and a distinguished attorney among securities broker-dealer firms, investment advisers, private fund sponsors, real estate developers, start-ups and growing enterprises entering growth equity or financing transactions. Clients trust him as a service partner for their high-stake business deals, and also with their personal transactions in tough issues and projects.

Martín has over 21 years of experience successfully handling complex issues in the areas of corporate structuring, consumer lending, banking and corporate finance, international commercial and finance transactions, real estate, and securities matters. He regularly assists clients with the development of corporate structures, transactional strategy and risk assessment, ensuring that all of these and applicable law work together for client's protection.

Martín served early in his career as a law clerk in the Puerto Rico Court of Appeals. He was also appointed Senior Legal Counsel for several Citigroup entities in Puerto Rico. Martín also previously participated in numerous securities offering transactions, including the creation of the first largest investment company complex in Puerto Rico.

He is well known for his pragmatic and hands-on approach to business counseling, providing not only comprehensive legal advice, but also acting as strategic advisor on transactions and on day-to-day situations. Martín's extensive experience helping businesses and financial enterprises have proven to add value as a business partner to assist clients in accomplishing their objectives in a cost-efficient manner.

Gabriel is an integral part of the bank's executive management team implementing a comprehensive Compliance Program while managing the Know Your Customer, Financial Intelligence, Risk Testing and the Corporate Compliance Training Units. Gabriel has a long-standing relationship with the Office of the Commissioner of Financial Institutions (OCIF) and the Federal Reserve of New York, adding tremendous value and experience to the development of Zenus Bank.

Gabriel is an alumnus of the University of Puerto Rico who has an extensive knowledge of local, United States and international markets and regulations, having worked for both local and international banks of Banco Popular and Activo Bank International.

Marta Alfonso
BDO

Zaida Rucabado
Advantage Insurance

Chuck Taylor
AML RightSource

With a strong background in litigation consulting, forensic accounting, insolvency and bankruptcy, turnarounds, and financial management, Marta offers extensive financial experience and a deep understanding of critical financial litigation issues. Trained as both an accountant and an attorney, she has worked in a range of consulting and inhouse corporate roles since 1983.

Marta's financial consulting experience in litigation support, economic damages, forensic accounting, bankruptcy and insolvency, and valuation issues includes roles as an expert and a litigation consultant. She has provided expert consultation and testimony in cases relating to bankruptcy and insolvency, criminal RICO, domestic and international money laundering, embezzlement, shareholder disputes, valuation, accounting malpractice, economic damages, and marital dissolution. She has provided litigation support services in similar financial litigation matters as her expert testimony experience, including securities fraud and bank fraud cases. Marta has experience with collaborative family law practice working with clients and attorneys during separation and divorce proceedings, using alternate dispute resolutions and a cooperative out-of-court approach, with the goal of finding a positive solution in a results-focused setting.

Marta also has strong experience in the anti-money laundering area, as a state court receiver for a money transmission company and in bank secrecy act compliance projects for financial institutions. Her experience with bankruptcy, receivership and restructuring issues includes years of service in accounting and consulting positions. She has served as the chief restructuring officer of a healthcare service organization, a federal court receiver for multi-million-dollar companies, and as a consultant on federal bankruptcy cases. With expertise in both management and technology, she has served as the interim chief information officer for a large consumer transportation company, and has provided financial and operational support, technology consulting, and regulatory compliance consulting to both for-profit and nonprofit organizations.

Along with her private sector work, Marta was also the Director of the Office of Asset and Credit Management and the Interim Comptroller for the Federal Housing Administration at the Department of Housing and Urban Development. In these positions, she evaluated and developed financial accounting systems and programs, while overseeing financial management functions.

Marta's expertise in merger and acquisition services consists of assisting sell-side engagements with preparing due diligence information, identifying deal issues, carving out financial statements of divisions or assets being sold, participating in pre-sale due diligence, and assisting in bid evaluation. She has also performed buy-side engagements assisting buyers with analyzing the quality of earnings and net assets, identifying transaction issues, and synergy risks.

Marta is licensed to practice in the states of Florida and New York.

Zaida S. Rucabado Fuxench joined Advantage in January 2019 and serves as a Chief Financial Officer. She oversees all aspects of Advantage Insurance Inc. and its subsidiaries accounting and financial reporting. Prior to joining Advantage, Zaida worked as Director of Financial Reporting at Triple-S Management Corporation (NYSE: GTS). Zaida started her career at PriceWaterhouseCoopers in 2002. She worked for PwC for over 14 years both in Puerto Rico and the United States, reaching a Senior Manager position. Zaida is a licensed CPA in the Commonwealth of Puerto Rico. She earned her BBA in Accounting and Finance from the University of Puerto Rico.

Mr. Taylor serves as EVP, FCA at AML RightSource. He has amassed years of regulatory compliance experience with multiple financial institutions. Mr. Taylor is an expert in Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) and Sanctions compliance. He regularly speaks at local and national conferences, is a founding member and former Co-Chair of the ACAMS SoCal Chapter, and serves as Board Chair of the West Coast Anti-Money Laundering Forum. Mr. Taylor obtained his bachelor's degree in communication from University of California, Santa Barbara, earned his juris doctorate at Santa Barbara College of Law and attended Pacific Coast Banking School. Mr. Taylor is a Certified Anti-Money Laundering Specialist (CAMS) and a Certified AML and Fraud Professional (CAFP). In 2014 Mr. Taylor was recognized as the ACAMS AML Professional of the Year.